Non-PR/Citizen credit limit increase question [BMO]
I am a non-PR/Citizen and was approved a BMO world elite mastercard. However the credit limit stuck at 1.5k which is not enough that I need to prepay my master card all the time. I have daily banking + mortgage all through BMO. Given I have a TD Visa limit 10k for a couple years.
I called BMO MasterCard 3 times in the past months:
I walked into branch and a teller said they can't help with MasterCard issues.
I did it online, it just simply shows "failed. Call to know more detail" and gave me the exactly same number that I called.
When I applied my mortgage, they "changed" my name to "NON RESIDENCE" because they want me to pay 35% down payment.
Any advice how I may increase my limit?
Any comment is appreciated!
I called BMO MasterCard 3 times in the past months:
- 1st teller said BMO won't increase my limit until I become a residence. I said I am a temporary residence holding a permit valid over 10 years. But they said No, only permanent residence is residence.
- 2nd teller just said it's not approved. When I ask why, they said probably because I have a mortgage (and monthly income blah blah.)
- 3rd teller said it's increased. however it is not. When I call back to ask, they say they don't know what happens and encourage me to apply again.
I walked into branch and a teller said they can't help with MasterCard issues.
I did it online, it just simply shows "failed. Call to know more detail" and gave me the exactly same number that I called.
When I applied my mortgage, they "changed" my name to "NON RESIDENCE" because they want me to pay 35% down payment.
Any advice how I may increase my limit?
Any comment is appreciated!