Personal Finance

Non payment of BC MSP affect credit?

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  • Jan 9th, 2019 12:09 pm
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[OP]
Newbie
Sep 16, 2009
1 posts
CAN

Non payment of BC MSP affect credit?

Hello,

Does the non-payment of BC MSP go on my credit file? I was away for an extended period of time and when I got back realized that the MSP was no longer being autopaid and I have an outstanding amount several months old.

Really hoping this lapse does not tarnish my (un-tarnished) credit file.

Thank you!
13 replies
Sr. Member
Dec 20, 2006
522 posts
43 upvotes
financeq wrote:
Sep 17th, 2009 12:48 pm
Hello,

Does the non-payment of BC MSP go on my credit file? I was away for an extended period of time and when I got back realized that the MSP was no longer being autopaid and I have an outstanding amount several months old.

Really hoping this lapse does not tarnish my (un-tarnished) credit file.

Thank you!
I was a year behind at one point, was nothing on my credit report.
There weren't even any extra charges, I know people who go behind a few months just because it's annoying paying $54 / month - oh and as of this month you can now pay by credit card :D more cash back reward!
Sr. Member
User avatar
Dec 21, 2006
649 posts
23 upvotes
Richmond
If I remember correctly, I didn't pay my MSP premiums for the first 2 years that I was supposed to (after moving out of my parents' place). I didn't even know MSP premiums existed! Anyway, I eventually paid it back, and there's nothing on my credit report about it.
Newbie
May 21, 2009
34 posts
Vancouver
A while back I had a past due amount due to them not sending me the letter that says "btw now that you're 19 you're not automatically covered by your parent's plan, if you're still a student you need to be specifically added". Eventually they forwarded it to revenue services of BC, who threatened to send it to collections, but I got it resolved through many repeated calls. Nothing shows up on either of my credit reports.
Sr. Member
User avatar
Mar 3, 2008
602 posts
261 upvotes
starting up the thread again. Friend at work got a notice from collections. I know the previous posters have said that it didn't affect their credit report BUT it is a whole year later. Has anyone in the last year had an issue with MSP/Collections bs?
Think much, speak little, write less.
Sr. Member
User avatar
Mar 3, 2008
602 posts
261 upvotes
kimierin wrote:
Nov 8th, 2010 3:04 pm
starting up the thread again. Friend at work got a notice from collections. I know the previous posters have said that it didn't affect their credit report BUT it is a whole year later. Has anyone in the last year had an issue with MSP/Collections bs?

Nobody? They keep threatening to send to collections and/or take from her paycheque. If they were to take from the paycheque would it be for the whole amount or in installments? Seems kind of harsh to take it all at once.
Think much, speak little, write less.
Sr. Member
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Nov 29, 2007
839 posts
81 upvotes
Victoria BC
kimierin wrote:
Nov 16th, 2010 10:52 am
Nobody? They keep threatening to send to collections and/or take from her paycheque. If they were to take from the paycheque would it be for the whole amount or in installments? Seems kind of harsh to take it all at once.

If they garnish her salary it would be in installments of up to 30% of each paycheque depending on her financial situation.
Sr. Member
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Mar 3, 2008
602 posts
261 upvotes
Thank you for that. The whole MSP system is crap imo.
Think much, speak little, write less.
Newbie
Mar 18, 2018
2 posts
1 upvote
who wants to get together and make a class action case against the government for inadequate services from msp payments as major surgery should not take 2 years to get into
Newbie
Mar 18, 2018
2 posts
1 upvote
who wants to launch a class action lawsuit against the bc gov for inadequate medical services in bc waiting for 2 years to get major surgery
Penalty Box
Dec 16, 2017
1929 posts
762 upvotes
Raincouver
MichaelF275808 wrote:
Mar 19th, 2018 8:04 pm
who wants to launch a class action lawsuit against the bc gov for inadequate medical services in bc waiting for 2 years to get major surgery
that's the cost of living in a socialist/communist/command economy type :)
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Deal Addict
Jul 3, 2017
3684 posts
2546 upvotes
The response speed of MSP to any change is glacial, so it could well take over a year before you get any reaction.

But the new BC NDP government has promised to phase out this unfair health care tax on BC residents by 2019. They are replacing it with a new and larger health care tax on corporations over a certain size. Welcome to Canada's free public health care system.
Newbie
Jan 7, 2019
2 posts
I’m wondering if there is lien on your house do to msp is the B.C. government can take it away or not. I’m asking for a friend.
Member
May 16, 2017
477 posts
491 upvotes
TerriV5635 wrote:
Jan 8th, 2019 6:14 pm
I’m wondering if there is lien on your house do to msp is the B.C. government can take it away or not. I’m asking for a friend.
The lien will get paid off when the property is sold (or will have to paid-off separately if proceeds from sale are insufficient; or will form part of foreclosure proceedings, if it gets to that point).

If the debt is paid off, then the lien should be removed (and the debtor will probably have to pay that cost too).

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