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With that much damage to the door, they will replace it. You can't just pull that dent out and paint it.
Why would you think the frame is damaged? If it was a truck that hit you, he couldn't have hit you very hard or there would have been more damage. I had almost the same amount of damage done to my car when my neighbour backed into my car with her truck. She was going maybe 10 km/hr.
It doesn't take much to do the amount of damage that is done to your car.
The frame is not likely bent on your car. If it were, the car would have to be totalled.
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Jun 11th, 2006 02:38 PM #1Banned
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Not at fault accident, insurance question..
Okay, so I was driving along Elgin Mills Road at around 3:30pm on Saturday when I got hit by this mini Truck...
The full story was that...this truck was ahead of me on Elgin Mills Road when we were at the stop sign...he stopped and turned right on McCowan...then it was mine turn to stop at the stop sign...I stopped...check both ways like usual and go...but this truck that was in front of me changed his mind and suddenly made a U-turn on McCowan and hit me right at the intersection...I drew a little diagram too...please check it out and tell me what you think...
My question is...what are my option now? At the time of the accident, my gf was in the car and she was hurt...so I called the cops and the ambulance...they came...gave the other guy a ticket...and I took my gf to the hospital...called the insurance...but it's weekend..so they will get back to me on monday...i think...
I guess my question is...at this point...what else do i have to do?
I really love my ride...and I don't want them just to fix the door and paint it...I want them to replace my doors...is that possible?
I think the frame of my car is messed up too...what do you think they will do with that? is it possible to make my insurance company to replace the frame too?
To enlarge the pictures, click on the picture..
Last edited by dtcanada; Jun 11th, 2006 at 02:40 PM.
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Jun 11th, 2006 02:42 PM #2Deal Guru
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Jun 11th, 2006 02:58 PM #3Banned
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well..first off...thanks for the reply...and I don't know much about car...but i think my frame is bent because the frame below used to be straight...not bent like that...
Originally Posted by Shaner
and the bar between the front door and the rear door is also bent...and the truck that was hitting me was not going at 10 km/hr...according to the police report...he was going at aprox 60km/hr... Reply With Quote
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Jun 11th, 2006 04:21 PM #4Deal Addict
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Relax, just bring to toyota recommended auto-body, usually body-work for reputable place is lifetime warranty. Originally Posted by dtcanada
And I don't think that truck is possible to make 60km/h within 10m or make a u-turn at 60km/h either. Reply With Quote
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Jun 11th, 2006 04:36 PM #5Deal Addict
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The rear door will be replaced they can't fix a door like this. What you want to convince them is to replace the front door as well.
Re the frame, your car like most cars nowadays has uni-body construction there is no "frame". There are, however, structral body members and panels. The bodyshop has tools to measure major dimensions and can pull/press it back to within specification. Judging from the picture the bent is not very significant and it can just be pressed back.
Just mention this to the shop and make sure they address this concern. Reply With Quote
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Jun 11th, 2006 04:49 PM #6Banned
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that's true...i was only going at around 25-30km/h and the police said 50km/h...that's pretty crazy... Originally Posted by DragonZealot
thank you! I will try to ask for a new door for the front as well..thanks! i was just wondering...if the insurance say "no"...do I have any saying in it? Originally Posted by DragonZealot
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Jun 11th, 2006 05:01 PM #7Deal Addict
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Originally Posted by dtcanada
It differs from insurance company to company. Some companies care about customer satisfaction and some do not. Sometimes it is a judgement call. If there is a good chance that it can be fixed properly and the cost of fixing is lower than the cost of replacing you probably will have a hard time to convince the adjuster.
When you take this to the shop ask them how much more to replace the door. If it is not too much you might want to absorb the extra cost. Generally if it is properly repaired it should be fine. Reply With Quote
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Jun 11th, 2006 05:22 PM #8
are you sure you are not at fault??
from your diagram, he has no stop sign, he made a right turn and made a U turn which is all legal, u stopped, he now has right of way since he has no stop sign, and you couldn't clear the intersection.
unless there was a no U turn posted there, he didn't do anything wrong
part of stopping and crossing a street means you have to safely clear it
it'd be interesting what your insurance company actually says.
im not saying what he did is right but it doesn't appear he didnt' anything wrong by the traffic laws, i hope you win as you were kinda unfortunately stuck in that type of position, but it'd be interesting Reply With Quote
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Jun 11th, 2006 06:01 PM #9Deal Addict
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The cop gave a ticket to the other guy.... Originally Posted by nx2k
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Jun 11th, 2006 06:07 PM #10Deal Guru
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The way was clear when the OP started to pull through the intersection; therefore, fault lies with the other person. The other guy pulled a U-turn when the way was not clear. Both the direction the car is travelling and the direction the car will be travelling must be clear before doing a U-turn. Both ways were obviously not clear. Originally Posted by nx2k
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Jun 11th, 2006 07:31 PM #11Banned
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I am not 100% certain that I am not at fault...that's why i asked the police officer...and he said he charged the other guy for careless driving and making an illegal U-turn on a 80km/hr road...there were double solid yellow line...he was not supposed to cross over the other side... Originally Posted by nx2k
and from my understanding...when I was at the stop sign...the truck was travelling south on McCowan...so my way was clear... Reply With Quote
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Jun 11th, 2006 07:40 PM #12wow, if that is the case, the road being clear both ways, you must have took your time to make it across the intersection if the other driver can manage to uturn and come back to nail you. Originally Posted by dtcanada
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Jun 11th, 2006 07:51 PM #13Banned
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yup...i did...i was in no rush...plus...I had to stop for the opposite end too Originally Posted by pontiac_driver
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Jun 11th, 2006 10:11 PM #14
In Ontario, there are insurance rules to settle these situations. Making a U-turn = 100% fault in an accident, no ifs, buts or ors. The ticket the truck driver received was possibly for making an unsafe turn or undue care/attention. See 19(b) in the link.
http://www.e-laws.gov.on.ca/DBLaws/R...h/900668_e.htm
I learned the hard way backing up. Reply With Quote
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Jun 11th, 2006 10:27 PM #15Deal Fanatic
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make sure you sue that idiot there are so many ppl making U-turns and not looking in the Scarborough/Markham area
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