However when I opened HELOC 2 years ago, it was registered separately, the legal cost was waived by TD bank, back at the time.
A few months ago I asked to increase HELOC and application was approved for small additional amount.
The issue now that bank is claiming legal fees again $550, to increase registration of original HELOC by this additional amount, and which is still less than the old initial appraisal value of the house, and overall, include HELOCs and mortgage, it is less than 60% of house value.
I thought all legal fees covered by initial registration 3 y ago.
Can anybody to clarify? It seems rip off