Correct, all AIO products are collateral charges. IG's standalone mortgage product is NOT a collateral charge mortgage however.blueeyes007 wrote: ↑May 17th, 2017 11:18 amI'm with IG on the same promo from 2014 and I just received a "switch offer" - I don't recall the formal term - from MCAP (value-flex, email@example.com%, 5yr). I'm no expert but as I understand it, you need to look for the term 'subrogation' in your mortgage papers. Most likely, IG have collateral mortgages only for their AIO product.
Mortgage Agent and Real Estate Sales Representative