Term ends Dec 7, 2017
House value now assessed at 837K
Mortgage amount ~ 290K
I'm starting approval process through HSBC (2.79% on hold for 5yr/ fixed)
I've been reading some very negative experiences with HSBC. Is this a bank I should stay away from? I've talked to two big banks that won't go lower than 3.19, haven't tried RBC yet because I'm looking for ammunition for my negotiation.
I'd be willing to go smaller lender route. Looking for advice/PM. Thanks!