I'm in Montreal, QC. My mortgage is up for renewal on May 1st 2018.
Mortgage Amount: 290,000
Purchase Price (2013): 483,000
Remaining Amortization: 16.75 years
Family income: >130,000/yr, very good credit rating
Mortgage is not insured
Please let me know rates for 5 year fixed and 5 year variable. I am looking for a traditional (non collateral) mortgage with options to make lump-sum payments during mortgage.