Personal Finance

The Official RFD thread for Savings Accounts! (Updated as of 09/20/2017)

Deal Guru
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Aug 8, 2012
10198 posts
3788 upvotes
BC
cloakster wrote:
Aug 1st, 2017 6:36 pm
Do you know if this is the same for the 2.4% new sign up offer?
Seems all promos affected same way (i.e. no change to your rate). Someone posted as much about their retention offer.

The new customer offer wording is similar to the standard quarterly rate lottery style promotions:

"Additional Interest:

5. "Additional Interest" is 1.50% for Applicable Accounts. Additional Interest is added to the Bank's applicable posted rate of interest listed on the Bank's website ("Posted Rate") to calculate the total amount of interest payable under this Offer. For example, Posted Rate of 0.80% on Tangerine Savings Accounts + Additional Interest of 1.60% = Offer rate of 2.40% (example uses interest rates current as of May 16, 2017). Eligible Clients receive Additional Interest on deposits to Applicable Accounts during the Offer Period. Interest is paid through two separate interest payments, one based on the Posted Rate and a second based on the Additional Interest. Any change to the Posted Rate will result in a corresponding change to the Offer rate. Additional Interest and/or Posted Rates may change at any time without prior notice.
"
POLL: How frequent is your RRSP-matching?
Plastiq: Pay any bill with credit card for 0-2.5% fee (help meet min spending and keep old cards active!)
Rewards program transfer times (e.g. SPG->Aeroplan, Marriott->SPG, Amex MR->SPG...)
[OP]
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Mar 23, 2004
35789 posts
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Markham
Jucius Maximus wrote:
Aug 1st, 2017 11:17 pm
This is now 0.9%.
Thanks, must have changed a few hours ago, it was still 0.80% earlier today.

BMO Smart Saver up to 0.55%.
「もし、奇跡を起こせたら……」
Member
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Jan 20, 2007
429 posts
71 upvotes
Niagara
Peoples trust dropped their tfsa savings rate from 1.75% to 1.65%. Not sure if the rates for their other accounts have changed.
God always forgives. Man often forgives. Nature never forgives.
Newbie
Apr 1, 2009
19 posts
6 upvotes
Anyone get the promotional interest from PC Bank yet? It was extended, but did anyone get the first promo payout?
Deal Addict
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May 7, 2007
3153 posts
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It will be paid somewhere mid-September, I was told ^^
Deal Addict
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Dec 17, 2008
1706 posts
501 upvotes
Winnipeg
Accelerate Financial 1.85% - http://www.acceleratefinancial.ca/rates/rates.aspx

Steinbach Credit Union - 2.00% - https://www.scu.mb.ca/rates/savings-rates

DUCA - 1.30% https://www.duca.com/rates/savings/

Ideal Savings - https://idealsavings.ca/rates/
Savings Account: 2.00% (TFSA IS ALSO 2.00% now)

RBC E-Savings - http://www.rbcroyalbank.com/rates/persa ... l#esavings
0.75% (with bonus interest till December 1 is now 2.25% if you deposited before Aug 1)

(didn't look at anything under PCF in your main list - except RBC)
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Jr. Member
Jul 8, 2013
154 posts
27 upvotes
Montreal
Is Wealth One Bank "Wealth One High Interest Savings Account" available in Québec?
[OP]
Moderator
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Mar 23, 2004
35789 posts
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Markham
Shawguy wrote:
Sep 9th, 2017 2:06 pm
Accelerate Financial 1.85% - http://www.acceleratefinancial.ca/rates/rates.aspx

Steinbach Credit Union - 2.00% - https://www.scu.mb.ca/rates/savings-rates

DUCA - 1.30% https://www.duca.com/rates/savings/

Ideal Savings - https://idealsavings.ca/rates/
Savings Account: 2.00% (TFSA IS ALSO 2.00% now)

RBC E-Savings - http://www.rbcroyalbank.com/rates/persa ... l#esavings
0.75% (with bonus interest till December 1 is now 2.25% if you deposited before Aug 1)

(didn't look at anything under PCF in your main list - except RBC)
Appreciate your help. thanked.
「もし、奇跡を起こせたら……」
Jr. Member
Dec 5, 2008
158 posts
14 upvotes
Longueuil
dbzkid777 wrote:
Sep 9th, 2017 4:50 pm
Is Wealth One Bank "Wealth One High Interest Savings Account" available in Québec?
No. Even if Quebec is listed in online app., you'll get stuck like me. Now, I have to wait for my money back.
Achieva Refer with warnings avail.
Deal Addict
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Dec 17, 2008
1706 posts
501 upvotes
Winnipeg
angel_wing0 wrote:
Sep 9th, 2017 5:37 pm
Appreciate your help. thanked.

No Problem.


Also Just got an email that Implicity is raising it's savings account from 1.70% to 1.85% effective today.
Implicity believes in the simple power of saving money and we are happy to let you know that our rates are increasing!

The following rates will be increasing effective September 11, 2017:

High Interest Savings 1.85% from 1.70%
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Deal Addict
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Dec 17, 2008
1706 posts
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Winnipeg
Another one -
Crosstown Civic Premium Savings up to 1.85% now.
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Newbie
Sep 16, 2016
48 posts
40 upvotes
Toronto
Thanks! OP! My EQ bank's rate is still not bad. Tired to move my funds between different banks. I am wondering if there will be some interests earned from PayPal. Altogether there should have lots of balances in users' accounts everyday.
If we can dream it, we can make it!
Deal Addict
User avatar
Dec 17, 2008
1706 posts
501 upvotes
Winnipeg
In addition to the Crosstown Civic Premium Savings account going up to 1.85% yesterday, Outlook Financial has also increased to 1.85%

I am sure there will be more before the week end....and if I notice them I will keep sharing. :)
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