It is possible to put 1M or even 2M in HISA or GIC at @100K for CDIC coverage if you have a spouse or trusted partner.
Home Trust and Home Bank would account for 600K alone if you have two personnel accounts and one joint account at each.
That would leave 400K (1M) or 1,400K (2M) to spread between two to six or so companies for full CDIC coverage depending if they offered joint accounts.
Home Trust and Home Bank would account for 600K alone if you have two personnel accounts and one joint account at each.
That would leave 400K (1M) or 1,400K (2M) to spread between two to six or so companies for full CDIC coverage depending if they offered joint accounts.