Osap tips/advice/questions

[BBQPorkBun]

hey,
great thread! last year I was in school in israel and I recieved a$10,000 subsidy should I include this amount in the OSAP application where they ask your other institutions loans. will it be beneficial to state this(theyll lookat it and say Oh wow they need more loan cause of this) or will they look at it in a detrimental way(dangerous to lend more money to them)

any help is appreciated thanks!

last year is not this year

[JIV]

Hi, i just received my osap funding quote and i'm only going to get $4600, even though my dad has been out of work for 1 yr, i dont have any resp or income of my own and my moms income is only 50000, with 2 dependants both in university. With this info, shouldnt i have received more, if not the full $11,900 because i definitely cant pay 14000 tuition with 4600. Does anyone have any advice...should i call into the osap ppl and ask them why i am receiving so little?

Thanks
JIV

[applecheeks]

So I tried to fill out the estimator form... (how accurate is it?) and it gives me $0. I'm not surprised, but it's not that my FAMILY doesn't have money, but I really want to pay things off on my own and be responsible for part of my tuition/housing/etc.

Quick info about me:
-Going into second year at UWO, living in student residence
-Three dependent children in my family, two (including me) are in University
-Going to make a little more than $10,000 this summer on my own
-Parents are still married
-Household income is a little less than $250k
-Have RESP, but don't know how much is in there

So what about special cases where the FAMILY has money, but the parents are forcing the child to pay for their own things? Although that's not exactly my case and my parents don't care and don't mind to pay for me... I really want to pay the majority of things off myself, and even with $10k this summer, I know it's not enough.

[asaadmq]

OSAP Updates are rolling out, i just got mine, pretty close to the estimate.

[rage2021]

So I tried to fill out the estimator form... (how accurate is it?) and it gives me $0. I'm not surprised, but it's not that my FAMILY doesn't have money, but I really want to pay things off on my own and be responsible for part of my tuition/housing/etc.

Quick info about me:
-Going into second year at UWO, living in student residence
-Three dependent children in my family, two (including me) are in University
-Going to make a little more than $10,000 this summer on my own
-Parents are still married
-Household income is a little less than $250k
-Have RESP, but don't know how much is in there

So what about special cases where the FAMILY has money, but the parents are forcing the child to pay for their own things? Although that's not exactly my case and my parents don't care and don't mind to pay for me... I really want to pay the majority of things off myself, and even with $10k this summer, I know it's not enough.

Damn thats alot of money, your lucky. And what are you doing to make 10k a summer thats pretty decent and should cover most of it.

[BBQPorkBun]

So I tried to fill out the estimator form... (how accurate is it?) and it gives me $0. I'm not surprised, but it's not that my FAMILY doesn't have money, but I really want to pay things off on my own and be responsible for part of my tuition/housing/etc.

Quick info about me:
-Going into second year at UWO, living in student residence
-Three dependent children in my family, two (including me) are in University
-Going to make a little more than $10,000 this summer on my own
-Parents are still married
-Household income is a little less than $250k
-Have RESP, but don't know how much is in there

So what about special cases where the FAMILY has money, but the parents are forcing the child to pay for their own things? Although that's not exactly my case and my parents don't care and don't mind to pay for me... I really want to pay the majority of things off myself, and even with $10k this summer, I know it's not enough.

thats not a special case and it doesn't really matter what you want, osaps based on financial need and according to them, you don't need it even if your parents don't pitch in

suggest you let them pay for whatever you are short and them just pay them back. no need to take money away from someone who may genuinely need it.

[mr jbb]

last year is not this year

could you clarify further. I dont really understand what you meant.

[JIV]

To begin with, you'll never recieve the max amount if you live within 40km of your school. You're expected to live at home if that's the case which dramatically reduces what you'll qualify for. Your assets (bank accounts, etc.)can and do reduce funding as well as owning a car worth more than $5k. Afterall, you're expected to contribute to your education costs so they expect you to liquidate these assets. You can double check your application online and make sure you didn't make any mistakes to start with. After that you can talk to your school's FinAid office.

Well firstly i live just over 100km from the university and i wasn't able to find a job to help pay for school. Whats even stranger is that i received approx $2000 more last year, and at that time my dad had a job and there were still 2 of us in university at the same time. Could it be since my brother hasnt applied for osap yet that it could affect the amount i receive. I'll double check my application to see if i made any mistakes, but i dont think i have since this is the third year i have applied.

Thanks
JIV

[LegiT]

How does one get notified if they receive the OSOG or even check the status of it on the website(don't see anything other than income checking will occur in the fall)? Do we get a letter?

[samm]

How does one get notified if they receive the OSOG or even check the status of it on the website(don't see anything other than income checking will occur in the fall)? Do we get a letter?

You do get a letter.

[BBQPorkBun]

Hi, i just received my osap funding quote and i'm only going to get $4600, even though my dad has been out of work for 1 yr, i dont have any resp or income of my own and my moms income is only 50000, with 2 dependants both in university. With this info, shouldnt i have received more, if not the full $11,900 because i definitely cant pay 14000 tuition with 4600. Does anyone have any advice...should i call into the osap ppl and ask them why i am receiving so little?

Thanks
JIV

if you definitely can't pay 14000 tuition with 4600
how did you expect to pay 14000 tuition with 11900?

plus your long commute and other expenses, just curious

[help_questions]

You do get a letter.

when does this letter go out?

[SherryBerry]

I just got my funding summar from OSAP (I am going in first year university, an independent student):

Loans - $11550
Canada Student Grants (Middle-Income) - $768
Total - $12318

Here is the problem, my tuition alone will be around $11000 to $12000, plus residence and meal plan it will be around $20000 first year, I have around $2000 saved up, but it is definitely not enough to cover all expenses (not even including living expenses), what can I do? Right now the column for the Ontario Access Grants is empty, so does that mean I won't be getting any?

I made around $31000 last year, which puts me in the middle income family bracket I guess, but here is the problem. I am in a common-law relationship according to the CRA (12 months of consecutive cohabitation), but not according to OSAP (3 years), and unfortunately last year my common-law partner did not have any income, and I have to pay for his expenses as well, how and when do I let OSAP know that and have them re-evaluate my grant?

I know this is a long post, but please help me with this, I really don't know what to do, I am about $7000 short...

[Sman416]

Hey there, I'm a student whos going to university A right now but is trying to switch to university B but did not get accepted yet. What do i put down for my osap form, should I do the form and change it after when i get accepted? Most schools are going to be done accepting osap stuff right?

[SherryBerry]

I hope you don't mind if I probe for further information.

I'm going to steal one of my favourite lines from BBQ..

Just how did you expect to pay $20k with $11,900? Frankly OSAP doesn't give a hoot that you choose to live with someone that didn't or doesn't work.

Then why do they give a higher maximum loan to people who are married or in common-law relationships ($11900 vs. $18530)?

You made $31k last year, you should have banked money in anticipation of school expenses.

Yes, I made 31k last year, but I also only made 25k the year before, and 15k the year before that, and I used the extra money to pay back debts.

And if your in a CL relationship and living situation why on earth do you think OSAP should pay for residence?

I don't understand, because my university is 2 hours away from where I live right now?

You're already getting the max available, I don't think you have anything to gripe about, let alone re-evaluate.

I know I am already getting the maximum loan, I am inquiring about the grants.