Pay car off pretty early or don't bother?
I have no other debt at all, just the car, would you pay it off early or just ride out the remaining years of the finance? I plan to keep this car until it's no longer driveable as well (hopefully).
Another option I thought of is depending on how the rest of the year goes, pay $15,000 off at the end of this year then ride out the rest of the finance term...
(Payment is $430.18/month). Insurance full coverage (which I would bring down to minimum coverage once paid off) is $1600/year in Toronto)