How legit is this compared to Plastic?
Paytm: Pay House Bills with any MC, no referrals in thread, no pay CC with CC - Officially USELESS?
- Last Updated:
- Mar 14th, 2022 11:00 pm
Tags:
- SCORE+23
- Bellotts
- Deal Addict
- Dec 28, 2010
- 1323 posts
- 155 upvotes
- Ajax
- Bellotts
- Deal Addict
- Dec 28, 2010
- 1323 posts
- 155 upvotes
- Ajax
They are probably offering low fees now to show good faith then when people try to pay massive bills they will take your money and bounce. That will more than pay for all those little fees they've been covering
- jerryhung
- Deal Expert
- Sep 19, 2004
- 26762 posts
- 9330 upvotes
- where I belong
As of now, AMEX with 3798 prefix still aren't supported, while the fees keep going higher .... frustrated
Which Credit Cards to sign up? >> Jerry's Mega Thread of Credit Cards Q&A
- Djb990
- Jr. Member
- Jan 8, 2017
- 168 posts
- 93 upvotes
Confirming it went through. No fee.
I created another payment just now and it's still $0 convenience fee.
- bcbcbc
- Jr. Member
- Dec 9, 2012
- 146 posts
- 61 upvotes
- Burnaby, BC
Alipay is backed by an insurance company in China, which is secured in China.
Paytm doesn't have any secure backup from Canada. Once your personal information is entered inot the app, you can't delete it (e.g. CC info and personal info). This is a huge red flag.
- Bellotts
- Deal Addict
- Dec 28, 2010
- 1323 posts
- 155 upvotes
- Ajax
Seriously? That's pretty scary stuff.
- Darkman
- Banned
- May 7, 2007
- 13912 posts
- 5710 upvotes
There is no App for this PayTm Canada for Windows Phone operating system .... Some Paytm WAS found in the store .. but it's NOT Paytm Canada app ... just Paytm app
You think one can successfully use this APP (and pay their bills with credit card) through something like BlueStacks App Player emulator (on computer)?
You think one can successfully use this APP (and pay their bills with credit card) through something like BlueStacks App Player emulator (on computer)?
- Darkman
- Banned
- May 7, 2007
- 13912 posts
- 5710 upvotes
I installed the App on Android emulator ... and it seems to be working ... never tried to physically pay any bills yet ... just played with it ...
It looks like Canadian Tire bill payment system more or less ... same payee names ... I guess the difference is -- instead of paying with Canadian Tire MasterCard, here can pay with an alternative one... Right?
Anyhow ... when next month (I just paid this month's one) I have to pay my Hydro bill .. I can try it there ... and if it works, I guess will get 1.75% cash back from Rogers MC ... (instead of 0.8% from Canadian Tire MC) ... almost full percentage more (that Canadian Tire MC)
How safe that App by the way ... I see India inside the App?
And is it free to use? ( I read on previous pages some .50 cents charge ... that was reversed and given back ... or something like that? )
Cuz if it ain't free ... then on a smaller bills it might not be worth it ... - example: $50 bill ( approx. 1% cash back (the mentioned difference between Canadian Tire MC and Rogers MC) = .50 cents ... but if it's "eaten" by some 50 cents fee ... then really not worth it kinda ... lol
Different story on larger bills ... if 50 cents charge remains the same ...
But if 50 cents is given back ... and basically the service is FREE (while your Credit Card is not hacked / stolen, lol) would be really good service
It looks like Canadian Tire bill payment system more or less ... same payee names ... I guess the difference is -- instead of paying with Canadian Tire MasterCard, here can pay with an alternative one... Right?
Anyhow ... when next month (I just paid this month's one) I have to pay my Hydro bill .. I can try it there ... and if it works, I guess will get 1.75% cash back from Rogers MC ... (instead of 0.8% from Canadian Tire MC) ... almost full percentage more (that Canadian Tire MC)
How safe that App by the way ... I see India inside the App?
And is it free to use? ( I read on previous pages some .50 cents charge ... that was reversed and given back ... or something like that? )
Cuz if it ain't free ... then on a smaller bills it might not be worth it ... - example: $50 bill ( approx. 1% cash back (the mentioned difference between Canadian Tire MC and Rogers MC) = .50 cents ... but if it's "eaten" by some 50 cents fee ... then really not worth it kinda ... lol
Different story on larger bills ... if 50 cents charge remains the same ...
But if 50 cents is given back ... and basically the service is FREE (while your Credit Card is not hacked / stolen, lol) would be really good service
- mech9t5
- Deal Fanatic
- Dec 16, 2005
- 6905 posts
- 5592 upvotes
That's what I said earlier in the thread. You are essentially selling your personal information for what? $100?
Some people are paying $100 hydro bill to get $2.
Not worth it.
- Darkman
- Banned
- May 7, 2007
- 13912 posts
- 5710 upvotes
So if it's a fixed .50 cents fee ... why do they waive it, seemingly (as indicated / shown on previous pages ... In user's post)?
p.s.
By the way ... if this is safe to use ... and will work using Android emulator on computer (as I am using Windows Phone operating system on my cell phone) ... -- I only got 2 bills to pay using this service ... - Hydro (monthly bill) and City Property Tax (1 yearly bill due June 30th I think) .... as all my other bills are covered via Tangerine pre-authorized bill payment ... with 2% cash back
- Darkman
- Banned
- May 7, 2007
- 13912 posts
- 5710 upvotes
I see ... Thanks for your info ....
If so .... and if it will remain that way ... then the only bill worth of paying here would be my Hydro bill ....
Cuz I am not paying 2% fee for property taxes ... to make 1.75% cash back from the amount paid ... haha ... I'd be better off using Canadian Tire MC (via Canadian Tire bill payment system) ... and make 0.8% cash back, without incurring any fee
- Darkman
- Banned
- May 7, 2007
- 13912 posts
- 5710 upvotes
- cessnabmw
- Deal Addict
- Feb 9, 2012
- 4560 posts
- 918 upvotes
- Toronto
So far I have paid:
$1500 Property Tax
$1000 Enbridge Gas
$700 Toronto Water
$1000 Toronto Hydro
All with no fees.
What else can I perpetual for 2% with my BMO WE MC?
$1500 Property Tax
$1000 Enbridge Gas
$700 Toronto Water
$1000 Toronto Hydro
All with no fees.
What else can I perpetual for 2% with my BMO WE MC?
- jerryhung
- Deal Expert
- Sep 19, 2004
- 26762 posts
- 9330 upvotes
- where I belong
That's $4200 already, wow
You could've signed up some AMEX cards and got more in return assuming you don't have them YET
e.g. AMEX Biz Gold is 40K after $5K, FYF; or AMEX Gold is 25K after $1500, FYF. so your return is either 25K or 40K (value $250-$800)
Which Credit Cards to sign up? >> Jerry's Mega Thread of Credit Cards Q&A
- ztiger
- Jr. Member
- Jan 28, 2004
- 118 posts
- 54 upvotes
- ml88888888
- Deal Guru
- Jan 19, 2017
- 10048 posts
- 6145 upvotes
Are you sure your payments thru Paytm are counted as recurring payment? Since You are not paying to the utilities directly, it may not count as recurring payments.Darkman wrote: ↑ So if it's a fixed .50 cents fee ... why do they waive it, seemingly (as indicated / shown on previous pages ... In user's post)?
p.s.
By the way ... if this is safe to use ... and will work using Android emulator on computer (as I am using Windows Phone operating system on my cell phone) ... -- I only got 2 bills to pay using this service ... - Hydro (monthly bill) and City Property Tax (1 yearly bill due June 30th I think) .... as all my other bills are covered via Tangerine pre-authorized bill payment ... with 2% cash back
- ml88888888
- Deal Guru
- Jan 19, 2017
- 10048 posts
- 6145 upvotes
- Bellotts
- Deal Addict
- Dec 28, 2010
- 1323 posts
- 155 upvotes
- Ajax
His property tax is probably an instalment... then again, he's in torontoml88888888 wrote: ↑ Are these monthly bills? If the property tax amt is for the whole year, then it is very low.
- Bellotts
- Deal Addict
- Dec 28, 2010
- 1323 posts
- 155 upvotes
- Ajax
Is anyone else the least bit worried about making payments through PayTM and their money disappearing?
- Darkman
- Banned
- May 7, 2007
- 13912 posts
- 5710 upvotes
Didn't pay anything else ... at Paytm ........ml88888888 wrote: ↑ Are you sure your payments thru Paytm are counted as recurring payment? Since You are not paying to the utilities directly, it may not count as recurring payments.
Bill payments I mentioned ... at 2% -- are at Tangerine (as it was mentioned).
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