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Pay Your Bills Online Using CANADIAN TIRE MASTER CARD & Earn Cash Back/CT $$$ !!!

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Deal Addict
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Dec 28, 2011
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Calgary
biggerthanfun wrote: What is the reward return on dollars spent on this card? If I put $5000 per year on this card, how much CT money would that net me?
$5000 x .01 = $50
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Feb 11, 2009
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biggerthanfun wrote: What is the reward return on dollars spent on this card? If I put $5000 per year on this card, how much CT money would that net me?
Your property taxes alone are probably 5k :razz: that's all your putting on?
Real Estate Agent, CPA, CA
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Dec 26, 2009
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biggerthanfun wrote: What is the reward return on dollars spent on this card? If I put $5000 per year on this card, how much CT money would that net me?
For normal spending (rather that online bill payments), that varies. They round each transaction down, see this site for some details http://michael.lesauvage.name/canadian- ... -is-not-1/

When I used this card as a primary back in university, I noticed that each transaction seemed to be rounded down to the nearest $5 before points were applied. Once I noticed this, I switched to another card. I've since gotten my dad to switch as well once he noticed the rounding.
Pointseeker wrote: $5000 x .01 = $50
That is not true unless it is only used for online bill payments.
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Dec 28, 2011
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RubberCheese wrote: That is not true unless it is only used for online bill payments.
Kiss my boots kiddie.
Put your reading glasses on and read:
Thread: Pay Your Bills Online Using CANADIAN TIRE MASTER CARD & Earn Cash Back/CT $$$ !!!
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Dec 26, 2009
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Pointseeker wrote: Kiss my boots kiddie.
Put your reading glasses on and read:
Thread: Pay Your Bills Online Using CANADIAN TIRE MASTER CARD & Earn Cash Back/CT $$$ !!!
Sounds like he's asking for general information on the card. I'm giving him all the information. Many people would at least consider using this as their normal card if they have it (in addition to bills)

Like I said, if it's used just for bills, he gets the 1% as you mentioned. No idea why you're so overly defensive on this thread...
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Aug 10, 2008
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RubberCheese wrote: For normal spending (rather that online bill payments), that varies. They round each transaction down, see this site for some details http://michael.lesauvage.name/canadian- ... -is-not-1/

When I used this card as a primary back in university, I noticed that each transaction seemed to be rounded down to the nearest $5 before points were applied. Once I noticed this, I switched to another card. I've since gotten my dad to switch as well once he noticed the rounding.
Thanks for the info...that is for the Options card then...so saying it earns 1% in CT money is not entirely true. Good to know.

In any event, I have the Cash Advantage card, and though it is tiered, it is bang-on, in the cash rebate value. I've spent $16,543 with this card already, but ONLY for items I cannot pay with other credit cards or without a surcharge/fee (property taxes, tuition fees, utilities), and my cash rebate is currently sitting at a balance of $147.52, which is actually $1 more than I expected! ;)

edit: now I know why I got more than I expected...I used the card a few times in a Cdn Tire store, for about $100 worth of merchandise, and in-store, the earning rates are doubled. So, the Cash Advantage version is really, truly bang-on with the expected cash rebate value!

Now I don't feel so bad about signing up for the tiered-earning Cash Advantage card over the "1%" Options card. If the Options card truly earned 1% then the first $3000 spent on the Cash Advantage is $18.75 less than with the Options...so in reality, it may be only be $10 less. I'm going to recommend the Cash Advantage to all my friends (all 2 of them!) who have been asking about this card! :D
RubberCheese wrote: That is not true unless it is only used for online bill payments.
Sorry, I don't follow...spend is spend, doesn't matter if it's for online bill payments or for merchandise, unless I'm missing something here.
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Dec 26, 2009
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bizee-bee wrote: Thanks for the info...that is for the Options card then...so saying it earns 1% in CT money is not entirely true. Good to know.

....

Sorry, I don't follow...spend is spend, doesn't matter if it's for online bill payments or for merchandise, unless I'm missing something here.
Glad to help. The reference to "online bill payments only" is because the Options card gives a true 1% to online bill payments, while they "round down" point awards for merchandise.

As you say, the Cash Advantage gives exactly what it states (except more at CT & Marks)
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Jan 13, 2013
425 posts
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Vancouver
I didn't realize it was only 1%. My only bills would be property tax and utilities as I have a reward card for all my other purchases. I'm not a big enough CT shopper to make it my sole card.
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Dec 26, 2009
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can2000 wrote: Is Scarborough property tax there? thanks
I didn't see any Scarborough or Toronto property taxes listed... I'm sure others will chime in if I missed it!
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Aug 10, 2008
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I've looked before in the past, for property taxes but did NOT see "Payees" for TORONTO, SCARBOROUGH, ETOBICOKE, MARKHAM, UNIONVILLE, RICHMOND HILL.

But, other cities, towns, municipalities nearby the GTA that are "Payees" include these:

WHICHR-STOUF-TX 90002991 (Whitchurch-Stouffville)
AJAX-TAXES 90000751
PICKERING TAX 90001992
VAUGHAN-TAXES 90004365
WHITBY TAXES 90001171
OSHAWA TAXES 90003552
NEWMARKET TAXES 90005907
MARKHAM TAXES 90005765 (Feb 2017)
CALEDON TAXES 90023479
ORANGEVILLE TAX 90053846

BRAMPTON-TAXES 90001652
MISSISSAUGA CITY TAX 90001821
OAKVILLE-TAX 90002198
MILTON - TAXES 90013168
BURLINGTON-TAX 90007941
HALTON HL.TAXES 90026029 (Halton Hills)

HAMILTON TAXES(CITY) 90009930
GUELPH TAXES 90019616
BRANTFORD-TAXES 90002919
CAMBRIDGE-TAX 90008557
WATERLOO-TAXES 90019304
KITCHENER CITY TAX (Feb 2017)


[edit Mar 6 + Jun 18, 2015] - add a few more 'bigger' cities/towns in Canada
EDMONTON TAXES 90003339
CALGARY-TAXES 90002081
REGINA-TAX 90015200
SASKATOON-TAXES 90006595
WINNIPEG-TAXES 90013373

WINDSOR PRO.TAX 90007932
LONDON-TAXES 90000948
GRAVENHURST TAX 90000270
NORTH BAY TAXES 90002438
ST CATH-TAXES 90008753
NIAGARA FALLS TAXES 90007246
PETERBOROUGH TX 90004310
OTTAWA-TAX 90004034 [Feb 17, 2016]

VIL GATINEAU-TX 90000047
MONTREAL - TAX 90000181
VILLE DE DORVAL 90043046
VIL MIRABEL-TX 90030327
VILLE DE LAVAL TAXES 90002553 (Feb 2017)
TROIS-RIVIER-TX 90017627
SHAWINIGAN-TAXE 90027359

HALIFAX TAXES 90000608
CAPE BRETON TAX 90006229
ST JOHN'S - TAX

[edit Feb 17, 2016] - add in BC cities/towns, and Ottawa
VANCOUVER - TAX 90005131
BURNABY TX/UTIL 90004631
RICHMOND-TAXES 90017645
DELTA-PROP TAX 90007479
SURREY PROP TAX 90001778
VICTORIA-TAX 90016138
NANAIMO TAXES 90001466
NEW WESTMIN-TAX 90008922
KELOWNA-TAXES 90004132
PENTICT CTY TAX 90033459
NELSON PROP.TAX 90014933

Sorry, can't look them all up.
Last edited by bizee-bee on Mar 6th, 2014 12:09 pm, edited 1 time in total.
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Dec 27, 2006
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Toronto
can2000 wrote: Is Scarborough property tax there? thanks
If major cities' property tax are on the list, CT MasterCard would be bankrupt in a year.

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