Paypal USD to CDN exchange rate actually decent now?
However, I just checked now and the exchange rate is actually better within Paypal.
$200 USD to my TD Canadian account became $206.64 CDN whereas if I did it through my RBC USD account it would have yielded $206.04 CDN (difference in cents I know).
So is it better to use Paypal to transfer USD funds directly into a Canadian bank when our dollar is much much lower, and the Paypal exchange only sucks when the Canadian dollar is at parity or higher than the USD? I just find it a bit interesting that's all, and am wondering how it works exactly (or maybe I just caught Paypal for the ~$960 CDN rate because they just so happened to not have adjusted their rates yet).