Personal Finance

Payroll Direct Deposit Ceridian. Tangerine Advantage?

  • Last Updated:
  • Oct 14th, 2018 10:53 pm
Newbie
Apr 15, 2018
30 posts
8 upvotes
Ottawa
I suspect they are filed at the same time either way (late in the day before), and Tangerine is just faster at accepting it.

I am just used to the fact that I get paid Tuesday night now, now Wednesday morning.
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[OP]
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Jun 23, 2017
408 posts
150 upvotes
Toronto, ON
westcoastyvr wrote:
May 2nd, 2018 4:15 pm
That is correct. I often work in Vancouver and when I check my account balance on Thursday @ 5:01pm PT, the deposit is there.
Sweetness! Smiling Face With Open Mouth
Newbie
Apr 11, 2017
31 posts
9 upvotes
So are there any other banks that do this early day pay with ADP? I'm considering switching banks from Tangerine but I just love that one day early pay too much...
Jr. Member
Oct 7, 2013
144 posts
51 upvotes
Westmount
I used to work for ADP. There are indeed a couple of banks like Tangerine where deposits are done a little earlier. Forgot the reason
[OP]
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Jun 23, 2017
408 posts
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Toronto, ON
First time this has happened for me since setting up my pay (via Ceridian) to deposit to Tangerine.

It is pay-day Friday, past 6AM ET and funds have not yet been deposited.
I did, however, get my regular paystub yesterday to confirm the usual amount will be deposited today.
Let's see when is shows up.
I've never seen it come through this late.
Newbie
Feb 13, 2018
21 posts
6 upvotes
With tangerine I always paid on Thursday at 8:06-8:10pm,also I can move my funds immediately, no restrictions on funds
[OP]
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Jun 23, 2017
408 posts
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Toronto, ON
Meha68 wrote:
Sep 28th, 2018 6:53 am
With tangerine I always paid on Thursday at 8:06-8:10pm,also I can move my funds immediately, no restrictions on funds
me too ......... until today's payday. It's now past 7AM ET on the Friday of Payday and funds have not shown up.
Newbie
Feb 13, 2018
21 posts
6 upvotes
905P4N6 wrote:
Sep 28th, 2018 7:06 am
me too ......... until today's payday. It's now past 7AM ET on the Friday of Payday and funds have not shown up.
It also happens with me also twice, but due to employers bank issues, otherwise no problem from last 2+years
[OP]
Member
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Jun 23, 2017
408 posts
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Toronto, ON
905P4N6 wrote:
Sep 28th, 2018 6:15 am
First time this has happened for me since setting up my pay (via Ceridian) to deposit to Tangerine.

It is pay-day Friday, past 6AM ET and funds have not yet been deposited.
I did, however, get my regular paystub yesterday to confirm the usual amount will be deposited today.
Let's see when is shows up.
I've never seen it come through this late.
Update: Funds arrived by 7:17AM ET.
Last edited by 905P4N6 on Oct 12th, 2018 1:24 pm, edited 1 time in total.
[OP]
Member
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Jun 23, 2017
408 posts
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Toronto, ON
Well, it's pay day again. Just like last pay day, my pay did NOT arrive into my Tangerine account on Thursday evening. In fact, funds have not arrived yet and it is nearly 6AM on the Friday pay day.
Could this be the 2nd pay period in a row where funds don't arrive until after 7:00AM on the Friday of payday?

EDIT: I checked at 7:30AM ET and the funds arrived. It looks like this is becoming the new-normal for Ceridian pay deposits to Tangerine. .... I preferred the Thursday evening deposits. Oh well.Confused Face
Last edited by 905P4N6 on Oct 12th, 2018 1:24 pm, edited 1 time in total.
Deal Addict
Dec 6, 2002
3320 posts
1222 upvotes
Vancouver
905P4N6 wrote:
Oct 12th, 2018 5:55 am
Well, it's pay day again. Just like last pay day, my pay did NOT arrive into my Tangerine account on Thursday evening. In fact, funds have not arrived yet and it is nearly 6AM on the Friday pay day.
Could this be the 2nd pay period in a row where funds don't arrive until after 7:00AM on the Friday of payday?

EDIT: I checked at 7:30AM and the funds arrived. It looks like this is becoming the new-normal for Ceridian pay deposits to Tangerine. .... I preferred the Thursday evening deposits. Oh well.Confused Face
2 weeks ago it was 04:15 (PST) for me 04:23 this week. Looks like they've changed this permanently. Vancouver, BC Govt agency payroll.

Ron.
Deal Addict
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Mar 30, 2004
3295 posts
543 upvotes
I've noticed the same thing as well, my last two paychecks are now posting on Thursday morning whereas they previously posted early on Wednesday Evening
Deal Addict
Jan 2, 2015
1273 posts
341 upvotes
Toronto, ON
There's a lot of people complaining about that here too: https://www.reddit.com/r/PersonalFinanc ... t_changed/

Oddly enough, in both places people talk about personal finance. I would have thought people would keep floats in their chequing accounts and would know they should be able to survive getting paid a few days late.
Deal Addict
Apr 2, 2010
1336 posts
544 upvotes
GTA
905P4N6 wrote:
Oct 12th, 2018 5:55 am
Well, it's pay day again. Just like last pay day, my pay did NOT arrive into my Tangerine account on Thursday evening. In fact, funds have not arrived yet and it is nearly 6AM on the Friday pay day.
Could this be the 2nd pay period in a row where funds don't arrive until after 7:00AM on the Friday of payday?

EDIT: I checked at 7:30AM ET and the funds arrived. It looks like this is becoming the new-normal for Ceridian pay deposits to Tangerine. .... I preferred the Thursday evening deposits. Oh well.Confused Face
I have seen it happen now to both Ceridian and ADP as well! :( Oh well, so much for the Tangerine Advantage.

Anyone chat them so far? I was thinking of asking them. If I do I will post back but I dont expect anything from them other than some canned answer or just complete ignorance of the issue.
Sr. Member
Nov 8, 2017
583 posts
246 upvotes
My pay still shows up Thursday evening @ 9pm...BMO

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