Ongoing Deal Discussion

[PC Financial World Elite Mastercard] $100 GC + 20,000 PC points

  • Last Updated:
  • Sep 21st, 2017 2:00 am
292 replies
Member
User avatar
Jan 17, 2016
322 posts
244 upvotes
Mississauga
choclover wrote:
Feb 6th, 2017 10:49 am
Is there an annual fee for this card?
No
Using Freedom Mobile $32.5 8Gb+1Gb Roaming (CAN & US) with outright iPhone X
Sr. Member
User avatar
Oct 16, 2012
965 posts
354 upvotes
EDMONTON
choclover wrote:
Feb 6th, 2017 10:49 am
Is there an annual fee for this card?
For most of their products and services, PC Financial never charges annual fees or service charges and that's why I like them.
Deal Fanatic
User avatar
Jul 17, 2008
7509 posts
1296 upvotes
I think is the only WE card that does not have a annual fee
Newbie
Nov 22, 2012
6 posts
Scarborough
Agree, it seems to be the only WE without a fee
It lets you accumulate points very fast in combination with PC Plus. My family uses it as our main credit card...we regularly cash in about $40-60 in groceries a month.
its the best!
Deal Fanatic
Sep 28, 2010
9880 posts
2326 upvotes
Irregular Heptagon
No Fee Extras

Travel Emergency Medical Insurance for trips up to 10 days from date of departure, for those under age 65. (learn more)
Car Rental Collision/Loss Damage Waiver Insurance. (learn more)
Identity Theft Assistant Service to help you avoid identity theft or restore your identity (learn more)
24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more
Requirements

A minimum annual personal income of $80,000 or household income of $150,000 is required for the PC Financial® World Elite Mastercard® or a minimum spend of $25,000 per year.
2015 wins: Trip for 2 to NYC with airfare, limo, hotel and insurance ($3700); Maple Leafs tickets($250); 32GB HTC One M9 ($700), Samsung Galaxy Tab 10.1($200), Samsung Galaxy Note 5($850), Aukey 2 port fast car charger($23), Fitbit Flex ($120), Blue Piston Bluetooth Speaker ($30). 2016 wins: nada
Jr. Member
Sep 9, 2016
100 posts
149 upvotes
Leask
Dang, I literally just (like an hour ago) got this card in the mail. I should have tried to find an offer to go along with it. I got the $20 in PC points but no $100 GC. The 20 000 PC points comes as 4 coupons for 5000 points, which you can use one of per transaction to get the points, so you'll have to make 4 purchases to get the points. But hey, it's a World Elite MC with NO ANNUAL FEE which is a good deal by itself.
Sr. Member
User avatar
Feb 4, 2015
794 posts
466 upvotes
I get point very fast with this card, especially when I fuel gas at their stations!
Deal Addict
Mar 11, 2007
2879 posts
699 upvotes
QC
Jon Lai wrote:
Feb 6th, 2017 11:18 am
20K points is only worth $20... not much of a deal.
Have you read the whole thing? 100GC when you sign up.
Newbie
Apr 17, 2015
76 posts
27 upvotes
Montreal, QC
It looks like a good deal !

From what I see, compared to "paid" cards:
  • No extended warranty for what you purchase with this card
  • Only first 10 days covered when travelling.
Newbie
Apr 18, 2012
8 posts
1 upvote
Vancouver
I have this MC. Really does accumulate points very fast. That being said, is there any way to redeem the points as cash instead of money off at checkout only?
Member
Jan 3, 2013
356 posts
82 upvotes
Winnipeg
I claimed this back in November or December. Very happy to make the change from airmiles. Enjoyed am awesome dinner at Montanas. Quite happy!
Jr. Member
Sep 9, 2016
100 posts
149 upvotes
Leask
yield03 wrote:
Feb 6th, 2017 11:45 am
I have this MC. Really does accumulate points very fast. That being said, is there any way to redeem the points as cash instead of money off at checkout only?
I think that you can buy gift cards with your PC points, including prepaid Visas which can then be converted into cash, however I could be wrong.

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