Ongoing Deal Discussion

[PC Financial World Elite Mastercard] $100 GC + 20,000 PC points

  • Last Updated:
  • Sep 21st, 2017 2:00 am
Deal Addict
Feb 1, 2006
1169 posts
202 upvotes
rui_13 wrote:
Mar 23rd, 2017 2:38 pm
I don't think the $80k really matters that much and is more based on your credit score. I just put down $80k even though I don't make that much. Got my M/C in 10 days.
Anyone had their income verified by PC Mastercard?
Sr. Member
Jan 5, 2011
804 posts
561 upvotes
Scarborough
I don't make anywhere close to 80k but applied Friday night and received an email that I was approved Saturday. Based on Borrowell and CreditKarma, my credit score is excellent.
Newbie
Feb 7, 2017
15 posts
10 upvotes
for those who havn't gotten their gift card, i got $100 itune credit car over the weekend, 3 weeks after i received the MC.
Sr. Member
User avatar
Mar 25, 2005
798 posts
269 upvotes
St. Catharines ON
The Ultimate Dining $100 Approved (NOT). 

Submitted inquiry on 2017-03-13 11:48:27 and still nothing.
Newbie
Jun 20, 2012
97 posts
9 upvotes
Toronto, Ontario
The problem with this card is that you have to constantly keep track of your points. PC points are given in phases. Some immediately, then some 2-3 business days later. It's not as simple and clear-cut as Scotia Momentum Infinite VISA or Tangerine MC (for example) in the sense that when you purchase groceries and gas, it'll be 4% or 2% cash back.

I have all three cards above and PC kept having missed points from Esso, RCSS Gas Bar and No Frills. The points inquiry system for getting back missing points is an easy process; they adjust your points without questions asked but I hate having to track them every time I buy something.
Sr. Member
Jan 8, 2005
682 posts
92 upvotes
Windsor
btcoma wrote:
Mar 29th, 2017 1:16 pm
The problem with this card is that you have to constantly keep track of your points.

I have all three cards above and PC kept having missed points from Esso, RCSS Gas Bar and No Frills. The points inquiry system for getting back missing points is an easy process; they adjust your points without questions asked but I hate having to track them every time I buy something.
That sucks. Never bothered with checking my points and I use this card a lot for gas and at RCSS, less frequently at No Frills
Newbie
Aug 22, 2013
35 posts
11 upvotes
Arviat
signed up but not with this deal. the 20k points come in increments of 5k and you have to redeem them when you purchase from loblaws banners.
Newbie
Nov 25, 2015
20 posts
15 upvotes
Simcoe, ON
We use this card for all of our purchases. We save up all of our points and use them for free groceries in January. In the last 3 years we have averaged $500 worth of points per year.
Sr. Member
User avatar
Sep 2, 2015
809 posts
432 upvotes
Toronto, ON
President’s Choice Financial® MasterCard®
$75 e-gift card and up to 20,000 PC points when you activate your card!

Have changed to $75 gc now...
Sr. Member
Mar 30, 2009
709 posts
276 upvotes
Just when I'm looking to see if there was a sign up bonus for this card, I see that the bonus has been reduced. . .

I guess $75 is better than nothing.
Deal Addict
User avatar
Sep 7, 2004
3176 posts
442 upvotes
GTEH!
frugal1 wrote:
May 19th, 2017 11:26 am
Just when I'm looking to see if there was a sign up bonus for this card, I see that the bonus has been reduced. . .

I guess $75 is better than nothing.
Yup. ANY bonus is better than nothing. When I got my PC card I got the $75 e-card and 20,000 PC points. I'll take it.
😎
Sr. Member
Jul 7, 2013
836 posts
358 upvotes
North York
Got my 100 Starbucks right when I got the card. Def a worth deal imo
Deal Fanatic
User avatar
Oct 3, 2004
5496 posts
133 upvotes
btcoma wrote:
Mar 29th, 2017 1:16 pm
The problem with this card is that you have to constantly keep track of your points. PC points are given in phases. Some immediately, then some 2-3 business days later. It's not as simple and clear-cut as Scotia Momentum Infinite VISA or Tangerine MC (for example) in the sense that when you purchase groceries and gas, it'll be 4% or 2% cash back.

I have all three cards above and PC kept having missed points from Esso, RCSS Gas Bar and No Frills. The points inquiry system for getting back missing points is an easy process; they adjust your points without questions asked but I hate having to track them every time I buy something.
This

Plus they've recently suspended redeeming points for gift cards so that kind of ruins the card unless you redeem for groceries which you probably would considering this card only collects 30 points at loblaw stores and Esso gas

For purchases elsewhere, use a different card
Deal Fanatic
User avatar
Jul 12, 2003
7803 posts
912 upvotes
Markham
Do you get a email confirmation once you submitted?
My PC froze up and not sure if it sent through....
Last edited by MP3_SKY on May 19th, 2017 12:33 pm, edited 1 time in total.
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