I got this too - and I believe the insiders points are separate from the PCFMC bonus points (the first will likely take about 10 days to post, and the latter up to 6 weeks).
I spent $76 on the website yesterday, so I have those points coming PLUS I got 56,000 from my purchase (I had a personal 20x offer loaded, a product bonus, plus I got the 25K regular optimum bonus from spending over $75 on the website) - so the grand total for this purchase at the end of the day will be over 100,000 points.
In other words, if it posts the way I think it should, I MADE money on that purchase. Is that even possible? Will they cap my bonuses, or will they be unable to do that since they're coming from different sources?
My order hasn't shipped yet, so no points have posted yet. I hope this doesn't mess with my bonus - or fulfillment issues mess with it. It's my first online order, so we shall see...