$25K limit & $80K on the other one. Forget which is which CIBC/Scotia Bank.
Even with the annual fee of $99 & $30 for an additional card.
Do the math on $25K expenditures over a year. on 1%, & 2% & 4%!!!!! earnings, deduct annual fee. You're still making substantially MORE than what PC Fin WE is giving. I did it last night. I was blown away. The only unknowns was if there was other points on that perhaps I wasn't accounting for? Are there? I'm always confused what total points I'm earning. It should be consolidated isn't it? On our PC Fin WE statement when it says "earned 62348 points" this month. That's the total right? You're not earning another set of points that don't display there?
25000 3% 750.00 <-PC Plus WE CashBack in PC Points.
25000 4% 1000.00 -$129 $871.00
Even with the annual fee, you're getting $121.00 MORE back. Looks like a no brainer.
I didn't study the 25K & 80K, but it's not total. I believe it's $25K PER category. SO $25k FOR 4% ITEMS, AND A SEPARATE $25K for the 2% items.
100% BST & Heatware Trader since 2005
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