• Last Updated:
  • Nov 9th, 2013 3:55 pm
Deal Addict
User avatar
Dec 5, 2008
1432 posts
111 upvotes
ilusa wrote:
Jul 10th, 2013 10:31 am
Anyone get it to work this Week?

My gf had the same issue as i had. Which has the application Hang on Processing Cheque...... Will site there for 5/10/15/20/30 Mins until i give up and reboot the phone

I called ING yesterday they said it shouldnt be happening, and should process in seconds. To just try again, each time i try same issue arrises.

The first time i tried this a few weeks back it worked perfectly and took seconds to go through
I got it to work, took the pictures sent it yesterday and got an confirmation email it has been deposited in my account.
Deal Addict
Nov 11, 2004
2961 posts
212 upvotes
Ottawa
Hmmm, I actually uninstalled the application Reinstalled it and im having the same error.

I give up. Going to the bank
Hello
Member
Aug 13, 2008
311 posts
38 upvotes
Cambridge
Super_Chicken wrote:
Jul 10th, 2013 10:22 am
I cashed a cheque and it worked and "got" the money in my account fast (within 3 days). The MAJOR deal breaker is the 5 day hold to get anything past $100. So to actually get the money back and my PC account and actually usable, took just under 2 weeks.

I called ING to either increase the hold amount or shorten the period and they told me everyone has a 5 day hold, max amount "trusted" is only $100. So I will never be using this again. I've been with PC for over 8 years and ING over 7. My non-hold limit with PC is $1000 (can only request every 6 months, so my next upgrade is to $3000 I think come Sept.) My ING one is only $100...

So traveling to the bank and getting the money instantly in my account still makes more sense to me. My only hope is this drives other institutions to adopt this technology.
I'm the opposite. Been with PC for 5 years and only recently got a release limit of $100. Been with Ing for 1 year and have a $1000 release limit. I think it increases when you successfully pull a lot of money from Ing's side. Also depends on your credit rating i believe.
Deal Addict
User avatar
Oct 4, 2004
3902 posts
828 upvotes
Vancouver
I'm pretty confused. Right when the feature was about to be introduced, I got an email from ING saying that they had a new cheque hold policy in place of $100 for all cheque deposits. This made no sense because I could deposit a cheque up to my ATM cash limit and it would be released instantly as they can't tell a cheque from cash at an ATM... Then when the feature was released on the app, I saw that my cheque-in limit was definitely over $100.. Now fast-forward a few weeks when I actually used the app it up-ed the limit to $20,000.. Um?
Removed external link in signature.
Deal Addict
Nov 11, 2004
2961 posts
212 upvotes
Ottawa
$100 was for there Test Period... Its increased since then...
Hello
Deal Addict
Nov 11, 2004
2961 posts
212 upvotes
Ottawa
I noticed my phone took a update last night for the ING App.. i bet this fixed it.

I already brought the cheque to the bank.. Ill give it ago next time around
Hello
Deal Addict
User avatar
Nov 25, 2010
1515 posts
639 upvotes
Kanada
Does it work for Government of Canada cheques such as GST/HST credits and tax refunds ?
Deal Addict
Nov 11, 2004
2961 posts
212 upvotes
Ottawa
A cheque is a cheque is a cheque..

Will work with any cheque
Hello
Sr. Member
Jul 28, 2012
921 posts
299 upvotes
Montreal
SnoopDop wrote:
Jul 17th, 2013 7:41 pm
Does it work for Government of Canada cheques such as GST/HST credits and tax refunds ?
Probably but why don't you sign up for direct deposit?
Deal Addict
User avatar
Nov 25, 2010
1515 posts
639 upvotes
Kanada
ilusa wrote:
Jul 17th, 2013 7:48 pm
A cheque is a cheque is a cheque..

Will work with any cheque
http://www.ingdirect.ca/en/legal/mobileterms/index.html
Terms say: " Cheques must be drawn on Canadian financial institutions, in Canadian dollars, and must be submitted through Canadian devices and networks." Is the gov a financial institution ?
airodyssey wrote:
Jul 17th, 2013 7:55 pm
Probably but why don't you sign up for direct deposit?
It's a refund cheque for an overpayment to the gov, so no direct deposit.
Deal Addict
Nov 11, 2004
2961 posts
212 upvotes
Ottawa
Im pretty sure it will be fine

Id call, or even just try and you will know with in a few hours either way
Hello
Sr. Member
Jul 28, 2012
921 posts
299 upvotes
Montreal
SnoopDop wrote:
Jul 17th, 2013 8:01 pm
Is the gov a financial institution ?
Just like other Canadian cheques, Government of Canada cheques bear an institution number (117 I think).
Deal Expert
Mar 25, 2005
21252 posts
2082 upvotes
SnoopDop wrote:
Jul 17th, 2013 7:41 pm
Does it work for Government of Canada cheques such as GST/HST credits and tax refunds ?
Works fine.
Deal Addict
User avatar
Sep 4, 2005
2831 posts
589 upvotes
Toronto
Coolio10 wrote:
Jul 10th, 2013 12:39 pm
I'm the opposite. Been with PC for 5 years and only recently got a release limit of $100. Been with Ing for 1 year and have a $1000 release limit. I think it increases when you successfully pull a lot of money from Ing's side. Also depends on your credit rating i believe.
Call PC financial. It's crap but you have to call to increase the limit. They allow increases once every 6 months. I called ING and asked for an increase and they told me just "No".

Also has anyone used the Meridian app. Apparently they have a similar cheque scanning program too.

Top