Pre-approved Royal Credit Line® account vs Tangerine Overdraft Protection
I was going to apply for a credit line with Tangerine after I had some difficulties recently with liquidity and coincidentally I've just received an offer from RBC with a pre-approved credit line.
I've never had one.
They don't disclose the credit line limit neither the rate. They want me to visit a branch.
Is it possible to negotiate when it's pre-approved or it's like take it like it is or nothing ?
Of course it'll be an unsecured credit line. Are RBC rates usually higher than Tangerine ones?
Thanks.
I've never had one.
They don't disclose the credit line limit neither the rate. They want me to visit a branch.
Is it possible to negotiate when it's pre-approved or it's like take it like it is or nothing ?
Of course it'll be an unsecured credit line. Are RBC rates usually higher than Tangerine ones?
Thanks.