Credit Cards

Prepaid Credit Cards (Continuously Updated)

  • Last Updated:
  • Jun 17th, 2018 10:18 pm
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Newbie
Dec 26, 2017
10 posts
2 upvotes
ml88888888 wrote:
Jan 4th, 2018 3:36 am
The main difference is ATM withdrawl which you can use it to earn points on your cc purchases.
i am looking for a reloadable card which i can earn cc rewards by buying and reloading, and withdraw cash to pay cc bills.
where can i find myvanilla $500 cards? at 7-11/safeway/save on food?
so i can reload it with cc at 7-11?
is the monthly fee starts right after i register myvanilla online?
if i don't use the card anymore, and there's no money left on the card which they can't deduct the monthly fee from, will they send bill to my home?

thank you very much!
Sr. Member
Jan 19, 2017
868 posts
262 upvotes
soloflying1 wrote:
Jan 5th, 2018 3:11 am
i am looking for a reloadable card which i can earn cc rewards by buying and reloading, and withdraw cash to pay cc bills.
where can i find myvanilla $500 cards? at 7-11/safeway/save on food?
so i can reload it with cc at 7-11?
is the monthly fee starts right after i register myvanilla online?
if i don't use the card anymore, and there's no money left on the card which they can't deduct the monthly fee from, will they send bill to my home?


thank you very much!
Yes, you can buy the card & reload PIN using cc at 7-11. If you just want to reload and take cash out from ATM without using it for normal spending, then don't do it because Myvanilla card company will cancel your card for suspicious activity.
read this : https://www.myvanillacard.com/fees.html#!
Newbie
Dec 26, 2017
10 posts
2 upvotes
ml88888888 wrote:
Jan 5th, 2018 3:32 am
Yes, you can buy the card & reload PIN using cc at 7-11. If you just want to reload and take cash out from ATM without using it for normal spending, then don't do it because Myvanilla card company will cancel your card for suspicious activity.
read this : https://www.myvanillacard.com/fees.html#!
oh~good to know~maybe i'll use it for some purchases and sometimes for cash.

if i don't use the card anymore and there's no money left on it, do they still charge me monthly fees sending me bills?
or just deduct whatever money left on the card?
Sr. Member
Jan 19, 2017
868 posts
262 upvotes
soloflying1 wrote:
Jan 5th, 2018 11:19 am
oh~good to know~maybe i'll use it for some purchases and sometimes for cash.

if i don't use the card anymore and there's no money left on it, do they still charge me monthly fees sending me bills?
or just deduct whatever money left on the card?
This is from the user agreement : 'In the event that there is not a sufficient Balance on the Card to pay monthly fees, we may deactivate the Card without notice.'.
you can read the whole doc here : https://gprassetscdn.incomm.com/static/ ... Canada.pdf
Jr. Member
Oct 1, 2008
124 posts
59 upvotes
Has anyone been able to reload their MyVanilla or Paypower with more than $500 at a store after registering the card as a reload card?
Deal Expert
Aug 22, 2011
20109 posts
7211 upvotes
Ottawa
Just to confirm.
Are non Paypower, "regular" vanilla prepaid CC reloadable; by going to the store and buying a pin?
Is the limit restricted to the amount the card was purchased with?
Ie: I bought a $200 prepaid, can I reload with $500?
Newbie
Jan 7, 2017
41 posts
11 upvotes
vkizzle wrote:
Jan 6th, 2018 3:12 pm
Just to confirm.
Are non Paypower, "regular" vanilla prepaid CC reloadable; by going to the store and buying a pin?
Is the limit restricted to the amount the card was purchased with?
Ie: I bought a $200 prepaid, can I reload with $500?
There are two versions, one is reloadable, one is not.
Deal Addict
User avatar
Aug 24, 2016
3871 posts
2460 upvotes
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forexnut wrote:
Jan 6th, 2018 9:20 am
Has anyone been able to reload their MyVanilla or Paypower with more than $500 at a store after registering the card as a reload card?
When I got mine from 7-11 the max was $500.
I bought a disposable but I did read the package of the reloadable, and the max was also $500.
I believe the activation fee was the same as well.
Sr. Member
Jan 19, 2017
868 posts
262 upvotes
coolintheshade wrote:
Jan 6th, 2018 3:56 pm
When I got mine from 7-11 the max was $500.
I bought a disposable but I did read the package of the reloadable, and the max was also $500.
I believe the activation fee was the same as well.
The one time use(disposable) card is called Onevanilla and the reloadable one is called Myvanilla. The max of $500 on the Myvanilla package is misleading(I think the max is for U.S. version). The max initial load for The Myvanilla starter card is only $200. The Myvanilla starter card is not reloadable. You will get a new reloadable Myvanilla card in the mail after you register the Myvanilla starter card online.
Deal Addict
User avatar
Aug 24, 2016
3871 posts
2460 upvotes
Where am I? That is …
ml88888888 wrote:
Jan 6th, 2018 4:35 pm
The one time use(disposable) card is called Onevanilla and the reloadable one is called Myvanilla. The max of $500 on the Myvanilla package is misleading(I think the max is for U.S. version). The max initial load for The Myvanilla starter card is only $200. The Myvanilla starter card is not reloadable. You will get a new reloadable Myvanilla card in the mail after you register the Myvanilla starter card online.
I picked the One Vanilla because it was the only one they had that went past $200.
The My Vanilla had $50, $100 and $200 denominations, and there was another My Vanilla that you could pick your load amount from $50-$200, but not $500.
I dont know if something changed, or that particular store just didn't have any of the $500 MV.
Sr. Member
Jan 19, 2017
868 posts
262 upvotes
coolintheshade wrote:
Jan 6th, 2018 4:45 pm
I picked the One Vanilla because it was the only one they had that went past $200.
The My Vanilla had $50, $100 and $200 denominations, and there was another My Vanilla that you could pick your load amount from $50-$200, but not $500.
I dont know if something changed, or that particular store just didn't have any of the $500 MV.
Like I said in my prev. Post, even though MV package shows the max of $500 on the starter card, I think it is for the US version of the card.
Deal Expert
Aug 22, 2011
20109 posts
7211 upvotes
Ottawa
I'm simply buying Costco cash cards with my prepaid MCs, is there any advantage to buyingu a reloadable card?
Deal Addict
User avatar
Aug 24, 2016
3871 posts
2460 upvotes
Where am I? That is …
vkizzle wrote:
Jan 7th, 2018 8:11 am
is there any advantage to buyingu a reloadable card?
I haven’t found any advantage
Member
Nov 9, 2015
354 posts
103 upvotes
Toronto, ON
Does Paymentus, the processorfor Union Gas and Alectra utilities accept prepaid MCs?

I see Uniongas and Alectra accept Visa and MC credit cards with 1.75%. Does that include prepaid MCs as well?
Deal Expert
Aug 22, 2011
20109 posts
7211 upvotes
Ottawa
coolintheshade wrote:
Jan 7th, 2018 9:46 am
I haven’t found any advantage
Yeah.
Buy it, use it and dump it.
Easier for me with Costco cashcard, as the balance is printed on the receipt.

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