Credit Cards

Prepaid Credit Cards (Continuously Updated)

  • Last Updated:
  • Jan 17th, 2018 12:35 am
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Member
Nov 9, 2015
337 posts
99 upvotes
Toronto, ON
vkizzle wrote:
Jan 7th, 2018 4:47 pm
Yeah.
Buy it, use it and dump it.
Easier for me with Costco cashcard, as the balance is printed on the receipt.
You can pay Costco cashcards with prepaid MC online and use the cash card in store, correct?

Can we use prepaid MCs in costco without buyin the cashcards?
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Aug 24, 2016
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sundawner1 wrote:
Jan 7th, 2018 11:31 pm
Can we use prepaid MCs in costco without buyin the cashcards?
Sure can!
Just did it today!
Member
Nov 9, 2015
337 posts
99 upvotes
Toronto, ON
coolintheshade wrote:
Jan 8th, 2018 12:00 am
Sure can!
Just did it today!
Do you always need to know the balance of the prepaid MC?

For example, if your total Costco grocery bill is $100, you have $2 on prepaid MC, can they use prepaid MC and charge the rest on your backup MC or another prepaid MC?

It would be a hassle knowing exactly how many funds you have on the prepaid.
Sr. Member
Jan 19, 2017
520 posts
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sundawner1 wrote:
Jan 8th, 2018 12:18 am
Do you always need to know the balance of the prepaid MC?

For example, if your total Costco grocery bill is $100, you have $2 on prepaid MC, can they use prepaid MC and charge the rest on your backup MC or another prepaid MC?

It would be a hassle knowing exactly how many funds you have on the prepaid.
yes, you have to tell the cashier to charge $2 from the prepaid card and the rest on a different payment ,method(i.e. cc or debit), otherwise your prepaid card will be declined because of insufficient fund.. It is different from a normal gift card which the cash register will know only try to take $2 from a gift card if that is the balance without you telling the cashier the balance.
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Aug 22, 2011
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Ottawa
sundawner1 wrote:
Jan 7th, 2018 11:31 pm
You can pay Costco cashcards with prepaid MC online and use the cash card in store, correct?

Can we use prepaid MCs in costco without buyin the cashcards?
I didn't want to wait for the Costco cashcard in the mail and bought them at the warehouse.
Just swipe the prepaid card on the POS terminal, as there's no chip or pin.
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vkizzle wrote:
Jan 8th, 2018 5:29 am
I didn't want to wait for the Costco cashcard in the mail and bought them at the warehouse.
Just swipe the prepaid card on the POS terminal, as there's no chip or pin.
Buying Costco cash cards is actually a smart idea
If you lose the cash card, the person who finds it is limited on where they can spend it.
With the prepaid MC, they can use it anywhere.
Now if only Costco allowed registering your cash cards on their website, so you could freeze them and have them replaced with another if you lose them.
Deal Expert
Aug 22, 2011
17041 posts
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Ottawa
coolintheshade wrote:
Jan 8th, 2018 7:25 am
Buying Costco cash cards is actually a smart idea
If you lose the cash card, the person who finds it is limited on where they can spend it.
With the prepaid MC, they can use it anywhere.
Now if only Costco allowed registering your cash cards on their website, so you could freeze them and have them replaced with another if you lose them.
I kept the original receipt of the cashcard and the last receipt of a purchase.
I hope if I ever lose the card, I can call in with the card#, last transaction and have them cancel ASAP and issue a new card.
Wishful thinking?
Newbie
Oct 1, 2008
96 posts
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vkizzle wrote:
Jan 8th, 2018 5:29 am
I didn't want to wait for the Costco cashcard in the mail and bought them at the warehouse.
Just swipe the prepaid card on the POS terminal, as there's no chip or pin.
Ya, I never understood why people order them when you can buy them right in the warehouse with your prepaid MC. My wife and I enter costco...buy groceries and throw in a cash card for a couple hundreds bucks. Pay using my prepay MC....then proceed to the gas pumps where I use the Costco cash card to pay as prepaid MC's don't work at the pump.
Member
Nov 9, 2015
337 posts
99 upvotes
Toronto, ON
Where do you guys find $500 one vanilla prepaid MC in Toronto?

Checked 3 7-11s downtown, Sobeys, Longo’s, Metro.

Nothing.

Maximum was $250.
Newbie
Dec 2, 2017
16 posts
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sundawner1 wrote:
Jan 8th, 2018 7:43 pm
Where do you guys find $500 one vanilla prepaid MC in Toronto?

Checked 3 7-11s downtown, Sobeys, Longo’s, Metro.

Nothing.

Maximum was $250.
Any specific reason why you need One vanilla over paypower? You can easily find $500 paypower almost everywhere.
Member
Nov 9, 2015
337 posts
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Toronto, ON
EuRaFree wrote:
Jan 8th, 2018 7:59 pm
Any specific reason why you need One vanilla over paypower? You can easily find $500 paypower almost everywhere.

Is there a difference?

One vanilla prepaid seeems like it is cheapest at 7.95 and i want maximum $ to reduce fee impact.

Correct me if I’m wrong, but I thought Paypower has an activation fee, monthly balance fee and reload fee. That could hit $15 bucks right there.
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Apr 24, 2017
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sundawner1 wrote:
Jan 8th, 2018 8:05 pm
Is there a difference?

One vanilla prepaid seeems like it is cheapest at 7.95 and i want maximum $ to reduce fee impact.

Correct me if I’m wrong, but I thought Paypower has an activation fee, monthly balance fee and reload fee. That could hit $15 bucks right there.
OneVanilla: $7.95 plus tax.
PayPower: $6.95 with no tax, before you make it Reloadable, it won’t charge you reload fee and monthly fee.
😎 Fido $55/6GB Loyalty Pulse Plan: 6GB, Unltd Canadian LD, Unltd Global Texting, 1000 Intl LD Minutes, Data Bytes, Fido Roam, Spotify... 😄
Member
Nov 9, 2015
337 posts
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Toronto, ON
EdisonL299 wrote:
Jan 8th, 2018 8:22 pm
OneVanilla: $7.95 plus tax.
PayPower: $6.95 with no tax, before you make it Reloadable, it won’t charge you reload fee and monthly fee.
Do I have to make Paypower reloadable?

If I do ignore will be activation fee+ monthly fee + reload fee.

What is the advantage of Paypower MC?
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Apr 24, 2017
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sundawner1 wrote:
Jan 8th, 2018 9:11 pm
Do I have to make Paypower reloadable?

If I do ignore will be activation fee+ monthly fee + reload fee.

What is the advantage of Paypower MC?
No, you don't have to. There is a "Make it Reloadable" button after you register your card online. It will act exactly the same as the OneVanilla MC if you don't click that button.
Activation fee only - $6.95
😎 Fido $55/6GB Loyalty Pulse Plan: 6GB, Unltd Canadian LD, Unltd Global Texting, 1000 Intl LD Minutes, Data Bytes, Fido Roam, Spotify... 😄
Member
Nov 9, 2015
337 posts
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Toronto, ON
EdisonL299 wrote:
Jan 8th, 2018 10:47 pm
No, you don't have to. There is a "Make it Reloadable" button after you register your card online. It will act exactly the same as the OneVanilla MC if you don't click that button.
Activation fee only - $6.95
AWesome. Might have seen it today, but I haven’t seen any $500 denominations.

By registering it, you mean I need to put my address and link it to the card?

Damn it, you will convince me to get Amex Cobalt and use prepaid MCs :)

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