Credit Cards

Prepaid Credit Cards (Continuously Updated)

  • Last Updated:
  • Dec 16th, 2018 1:03 am
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Jr. Member
Oct 1, 2008
126 posts
61 upvotes
Has anyone been able to reload their MyVanilla or Paypower with more than $500 at a store after registering the card as a reload card?
Deal Expert
Aug 22, 2011
23783 posts
10214 upvotes
Ottawa
Just to confirm.
Are non Paypower, "regular" vanilla prepaid CC reloadable; by going to the store and buying a pin?
Is the limit restricted to the amount the card was purchased with?
Ie: I bought a $200 prepaid, can I reload with $500?
Newbie
Jan 7, 2017
58 posts
16 upvotes
vkizzle wrote:
Jan 6th, 2018 3:12 pm
Just to confirm.
Are non Paypower, "regular" vanilla prepaid CC reloadable; by going to the store and buying a pin?
Is the limit restricted to the amount the card was purchased with?
Ie: I bought a $200 prepaid, can I reload with $500?
There are two versions, one is reloadable, one is not.
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Aug 24, 2016
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forexnut wrote:
Jan 6th, 2018 9:20 am
Has anyone been able to reload their MyVanilla or Paypower with more than $500 at a store after registering the card as a reload card?
When I got mine from 7-11 the max was $500.
I bought a disposable but I did read the package of the reloadable, and the max was also $500.
I believe the activation fee was the same as well.
Deal Addict
Jan 19, 2017
1189 posts
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coolintheshade wrote:
Jan 6th, 2018 3:56 pm
When I got mine from 7-11 the max was $500.
I bought a disposable but I did read the package of the reloadable, and the max was also $500.
I believe the activation fee was the same as well.
The one time use(disposable) card is called Onevanilla and the reloadable one is called Myvanilla. The max of $500 on the Myvanilla package is misleading(I think the max is for U.S. version). The max initial load for The Myvanilla starter card is only $200. The Myvanilla starter card is not reloadable. You will get a new reloadable Myvanilla card in the mail after you register the Myvanilla starter card online.
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Aug 24, 2016
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ml88888888 wrote:
Jan 6th, 2018 4:35 pm
The one time use(disposable) card is called Onevanilla and the reloadable one is called Myvanilla. The max of $500 on the Myvanilla package is misleading(I think the max is for U.S. version). The max initial load for The Myvanilla starter card is only $200. The Myvanilla starter card is not reloadable. You will get a new reloadable Myvanilla card in the mail after you register the Myvanilla starter card online.
I picked the One Vanilla because it was the only one they had that went past $200.
The My Vanilla had $50, $100 and $200 denominations, and there was another My Vanilla that you could pick your load amount from $50-$200, but not $500.
I dont know if something changed, or that particular store just didn't have any of the $500 MV.
Deal Addict
Jan 19, 2017
1189 posts
381 upvotes
coolintheshade wrote:
Jan 6th, 2018 4:45 pm
I picked the One Vanilla because it was the only one they had that went past $200.
The My Vanilla had $50, $100 and $200 denominations, and there was another My Vanilla that you could pick your load amount from $50-$200, but not $500.
I dont know if something changed, or that particular store just didn't have any of the $500 MV.
Like I said in my prev. Post, even though MV package shows the max of $500 on the starter card, I think it is for the US version of the card.
Deal Expert
Aug 22, 2011
23783 posts
10214 upvotes
Ottawa
I'm simply buying Costco cash cards with my prepaid MCs, is there any advantage to buyingu a reloadable card?
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Aug 24, 2016
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vkizzle wrote:
Jan 7th, 2018 8:11 am
is there any advantage to buyingu a reloadable card?
I haven’t found any advantage
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
Does Paymentus, the processorfor Union Gas and Alectra utilities accept prepaid MCs?

I see Uniongas and Alectra accept Visa and MC credit cards with 1.75%. Does that include prepaid MCs as well?
Deal Expert
Aug 22, 2011
23783 posts
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Ottawa
coolintheshade wrote:
Jan 7th, 2018 9:46 am
I haven’t found any advantage
Yeah.
Buy it, use it and dump it.
Easier for me with Costco cashcard, as the balance is printed on the receipt.
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
vkizzle wrote:
Jan 7th, 2018 4:47 pm
Yeah.
Buy it, use it and dump it.
Easier for me with Costco cashcard, as the balance is printed on the receipt.
You can pay Costco cashcards with prepaid MC online and use the cash card in store, correct?

Can we use prepaid MCs in costco without buyin the cashcards?
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Aug 24, 2016
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sundawner1 wrote:
Jan 7th, 2018 11:31 pm
Can we use prepaid MCs in costco without buyin the cashcards?
Sure can!
Just did it today!
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
coolintheshade wrote:
Jan 8th, 2018 12:00 am
Sure can!
Just did it today!
Do you always need to know the balance of the prepaid MC?

For example, if your total Costco grocery bill is $100, you have $2 on prepaid MC, can they use prepaid MC and charge the rest on your backup MC or another prepaid MC?

It would be a hassle knowing exactly how many funds you have on the prepaid.
Deal Addict
Jan 19, 2017
1189 posts
381 upvotes
sundawner1 wrote:
Jan 8th, 2018 12:18 am
Do you always need to know the balance of the prepaid MC?

For example, if your total Costco grocery bill is $100, you have $2 on prepaid MC, can they use prepaid MC and charge the rest on your backup MC or another prepaid MC?

It would be a hassle knowing exactly how many funds you have on the prepaid.
yes, you have to tell the cashier to charge $2 from the prepaid card and the rest on a different payment ,method(i.e. cc or debit), otherwise your prepaid card will be declined because of insufficient fund.. It is different from a normal gift card which the cash register will know only try to take $2 from a gift card if that is the balance without you telling the cashier the balance.

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