Credit Cards

Prepaid Credit Cards (Continuously Updated)

  • Last Updated:
  • Dec 16th, 2018 1:03 am
Tags:
None
Deal Expert
Aug 22, 2011
23783 posts
10214 upvotes
Ottawa
sundawner1 wrote:
Jan 7th, 2018 11:31 pm
You can pay Costco cashcards with prepaid MC online and use the cash card in store, correct?

Can we use prepaid MCs in costco without buyin the cashcards?
I didn't want to wait for the Costco cashcard in the mail and bought them at the warehouse.
Just swipe the prepaid card on the POS terminal, as there's no chip or pin.
Deal Fanatic
User avatar
Aug 24, 2016
5028 posts
4000 upvotes
We’re all a little s…
vkizzle wrote:
Jan 8th, 2018 5:29 am
I didn't want to wait for the Costco cashcard in the mail and bought them at the warehouse.
Just swipe the prepaid card on the POS terminal, as there's no chip or pin.
Buying Costco cash cards is actually a smart idea
If you lose the cash card, the person who finds it is limited on where they can spend it.
With the prepaid MC, they can use it anywhere.
Now if only Costco allowed registering your cash cards on their website, so you could freeze them and have them replaced with another if you lose them.
Deal Expert
Aug 22, 2011
23783 posts
10214 upvotes
Ottawa
coolintheshade wrote:
Jan 8th, 2018 7:25 am
Buying Costco cash cards is actually a smart idea
If you lose the cash card, the person who finds it is limited on where they can spend it.
With the prepaid MC, they can use it anywhere.
Now if only Costco allowed registering your cash cards on their website, so you could freeze them and have them replaced with another if you lose them.
I kept the original receipt of the cashcard and the last receipt of a purchase.
I hope if I ever lose the card, I can call in with the card#, last transaction and have them cancel ASAP and issue a new card.
Wishful thinking?
Jr. Member
Oct 1, 2008
126 posts
61 upvotes
vkizzle wrote:
Jan 8th, 2018 5:29 am
I didn't want to wait for the Costco cashcard in the mail and bought them at the warehouse.
Just swipe the prepaid card on the POS terminal, as there's no chip or pin.
Ya, I never understood why people order them when you can buy them right in the warehouse with your prepaid MC. My wife and I enter costco...buy groceries and throw in a cash card for a couple hundreds bucks. Pay using my prepay MC....then proceed to the gas pumps where I use the Costco cash card to pay as prepaid MC's don't work at the pump.
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
Where do you guys find $500 one vanilla prepaid MC in Toronto?

Checked 3 7-11s downtown, Sobeys, Longo’s, Metro.

Nothing.

Maximum was $250.
Newbie
Dec 2, 2017
60 posts
23 upvotes
sundawner1 wrote:
Jan 8th, 2018 7:43 pm
Where do you guys find $500 one vanilla prepaid MC in Toronto?

Checked 3 7-11s downtown, Sobeys, Longo’s, Metro.

Nothing.

Maximum was $250.
Any specific reason why you need One vanilla over paypower? You can easily find $500 paypower almost everywhere.
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
EuRaFree wrote:
Jan 8th, 2018 7:59 pm
Any specific reason why you need One vanilla over paypower? You can easily find $500 paypower almost everywhere.

Is there a difference?

One vanilla prepaid seeems like it is cheapest at 7.95 and i want maximum $ to reduce fee impact.

Correct me if I’m wrong, but I thought Paypower has an activation fee, monthly balance fee and reload fee. That could hit $15 bucks right there.
Deal Addict
User avatar
Apr 24, 2017
3574 posts
1961 upvotes
sundawner1 wrote:
Jan 8th, 2018 8:05 pm
Is there a difference?

One vanilla prepaid seeems like it is cheapest at 7.95 and i want maximum $ to reduce fee impact.

Correct me if I’m wrong, but I thought Paypower has an activation fee, monthly balance fee and reload fee. That could hit $15 bucks right there.
OneVanilla: $7.95 plus tax.
PayPower: $6.95 with no tax, before you make it Reloadable, it won’t charge you reload fee and monthly fee.
😎 "How do you like to pay?" "American Express!" 😄
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
EdisonL299 wrote:
Jan 8th, 2018 8:22 pm
OneVanilla: $7.95 plus tax.
PayPower: $6.95 with no tax, before you make it Reloadable, it won’t charge you reload fee and monthly fee.
Do I have to make Paypower reloadable?

If I do ignore will be activation fee+ monthly fee + reload fee.

What is the advantage of Paypower MC?
Deal Addict
User avatar
Apr 24, 2017
3574 posts
1961 upvotes
sundawner1 wrote:
Jan 8th, 2018 9:11 pm
Do I have to make Paypower reloadable?

If I do ignore will be activation fee+ monthly fee + reload fee.

What is the advantage of Paypower MC?
No, you don't have to. There is a "Make it Reloadable" button after you register your card online. It will act exactly the same as the OneVanilla MC if you don't click that button.
Activation fee only - $6.95
😎 "How do you like to pay?" "American Express!" 😄
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
EdisonL299 wrote:
Jan 8th, 2018 10:47 pm
No, you don't have to. There is a "Make it Reloadable" button after you register your card online. It will act exactly the same as the OneVanilla MC if you don't click that button.
Activation fee only - $6.95
AWesome. Might have seen it today, but I haven’t seen any $500 denominations.

By registering it, you mean I need to put my address and link it to the card?

Damn it, you will convince me to get Amex Cobalt and use prepaid MCs :)
Deal Addict
User avatar
Apr 24, 2017
3574 posts
1961 upvotes
sundawner1 wrote:
Jan 8th, 2018 11:39 pm
AWesome. Might have seen it today, but I haven’t seen any $500 denominations.

By registering it, you mean I need to put my address and link it to the card?

Damn it, you will convince me to get Amex Cobalt and use prepaid MCs :)
99% of Safeway locations have $500 PayPower MCs, but only a very limited number of 7-11s (trust me, it is very difficult to find one) sell $500 OneVanilla MCs.
Yup, you need your name, email and address to register your card online.

I tell everyone Cobalt is great, if you can take advantage of the 5X categories, and it is even better if you love SPG (average 3-4 cents per point!!!). Winking Face
Scotia Amex Gold is good too if you drive frequently and buy a lot of tickets on ticketmaster.
😎 "How do you like to pay?" "American Express!" 😄
Member
Nov 9, 2015
354 posts
104 upvotes
Toronto, ON
EdisonL299 wrote:
Jan 9th, 2018 12:21 am
99% of Safeway locations have $500 PayPower MCs, but only a very limited number of 7-11s (trust me, it is very difficult to find one) sell $500 OneVanilla MCs.
Yup, you need your name, email and address to register your card online.

I tell everyone Cobalt is great, if you can take advantage of the 5X categories, and it is even better if you love SPG (average 3-4 cents per point!!!). Winking Face
Scotia Amex Gold is good too if you drive frequently and buy a lot of tickets on Ticketmaster
Just checked and there are no Safeways in Toronto.

Guess One Vanilla it is. Now, just gotta find some stores that have them.
Deal Addict
User avatar
Apr 24, 2017
3574 posts
1961 upvotes
sundawner1 wrote:
Jan 9th, 2018 12:41 am
Just checked and there are no Safeways in Toronto.

Guess One Vanilla it is. Now, just gotta find some stores that have them.
Check Sobeys stores. They should have PayPower MCs too...
For OneVanilla cards, just call 7-11s one by one, and ask. Save you much time! Smiling Face With Sunglasses
😎 "How do you like to pay?" "American Express!" 😄
Deal Expert
Aug 22, 2011
23783 posts
10214 upvotes
Ottawa
EdisonL299 wrote:
Jan 8th, 2018 8:22 pm
OneVanilla: $7.95 plus tax.
PayPower: $6.95 with no tax, before you make it Reloadable, it won’t charge you reload fee and monthly fee.
I didn't get charge tax on the onevanilla?

Top