Personal Finance

Print your own cheques?

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  • Mar 14th, 2011 3:28 pm
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Mar 14th, 2011 2:01 pm
clock [OP]
Member
May 17, 2006
392 posts
6 upvotes

Mar 14th, 2011 2:01 pm

Print your own cheques?

I just found out I ran out of my personal cheque and I have to make a few payment that ONLY accept cheques (no cash or cards) in 2 days
Can I just print my own cheque on a standard laser printer?

I have a copy of my previous cheques (given to me by the bank), which I can use as a template and only change the cheque numbers.

What else would I need to print my own cheques? Will the depositor have problem cashing a home printed cheque?
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8 replies
Mar 14th, 2011 2:15 pm
damnos
Deal Addict
Jun 29, 2009
2307 posts
211 upvotes
Toronto

Mar 14th, 2011 2:15 pm

Can I print my own money too? I'll just change the serial number ...

lol seriously?
Just go to your bank and see if they can give you a few cheques immediately, if not, then you prob have to use bank draft
Mar 14th, 2011 2:42 pm
robwc_ca
Newbie
Sep 15, 2003
76 posts
20 upvotes
Ottawa

Mar 14th, 2011 2:42 pm

Technically, you could.

However, if you do not have the appropriate MICR ink (magnetic ink), your bank will likely levy a fee to process the cheque. (For example, Scotiabank would charge you an additional $5 for a cheque that is not MICR-encoded), assuming that whoever receives the "cheque" doesn't refuse it since it won't "look legit".

I'd recommend going to Canada Post and purchasing a few money orders if you're in a bind.
Mar 14th, 2011 2:46 pm
steve-0101
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Sep 12, 2007
5957 posts
614 upvotes
Greely

Mar 14th, 2011 2:46 pm

Your local branch should be able to print you some temporary cheques.
Mar 14th, 2011 2:47 pm
slowtyper
Deal Guru
Sep 2, 2008
10244 posts
633 upvotes

Mar 14th, 2011 2:47 pm

damnos wrote: ↑
Mar 14th, 2011 2:15 pm
Can I print my own money too? I'll just change the serial number ...

lol seriously?

Uh...that isn't the same at all.
Mar 14th, 2011 2:49 pm
tkyoshi
Deal Fanatic
Mar 6, 2005
5585 posts
679 upvotes

Mar 14th, 2011 2:49 pm

steve-0101 wrote: ↑
Mar 14th, 2011 2:46 pm
Your local branch should be able to print you some temporary cheques.

Temp cheques are pretty much non-existant now. I think the only bank that may be able to print is RBC.
Mar 14th, 2011 3:05 pm
ryguy2008
Member
Sep 4, 2010
374 posts
33 upvotes

Mar 14th, 2011 3:05 pm

I'm assuming if they want cheque only, it's likely a bill payment.

Why don't you either do the payment through online banking? Saves you a lot of time from having to write cheques, mail them, etc.

If not, go to your branch and see a teller. They should be able to process your payment directly.
Mar 14th, 2011 3:09 pm
quatchi
Sr. Member
Feb 1, 2010
813 posts
135 upvotes

Mar 14th, 2011 3:09 pm

I used to know a printer who printed his own cheques. He used some pretty nice stock, and went overboard on the print job. They were kick ass!
Mar 14th, 2011 3:28 pm
clock [OP]
Member
May 17, 2006
392 posts
6 upvotes

Mar 14th, 2011 3:28 pm

damnos wrote: ↑
Mar 14th, 2011 2:15 pm
Can I print my own money too? I'll just change the serial number ...

lol seriously?
Just go to your bank and see if they can give you a few cheques immediately, if not, then you prob have to use bank draft
sigh.... :facepalm:


One of the reason I asked was because one of my customers paid me with an ugly, home printed chq on some 20lbs copier paper before. It looks worst than monopoly money, but he was an RBC branch managers, so I trusted him and the cheque deposited fine.

Thanks ROBWC_CA
I use mostly HSBC (sometime CIBC), CIBC non-micr fee is also $5, however, i can't find even find HSBC's fee and policy for non-micr chq.

*btw...bank bill payment is not available

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