Personal Finance

Properly using Employee Benefits Programs

  • Last Updated:
  • Jan 10th, 2019 11:15 am
Deal Fanatic
Dec 11, 2008
9143 posts
989 upvotes
pimpilsang wrote:
Jan 9th, 2019 11:13 pm
could you please say a bit more about custom shoes? PM if you don't feel like sharing in public Smiling Face With Sunglasses.
I'd appretiate any other tips on maximizing benefits, as I am totally new to having them.

I saw the ad on some optical store the other day: Use your benefits before they expire Dec 31st! Did I miss something here if I remain at the same employer with the same benefits package? I mean what is different after dec 31st... :rolleyes:
Thanx!
It depends on the provider and their plans. They also know your benefits to see how they can maximize the number of shoes you get. Mine is quite generous at giving us 4 pair of shoes per year per person. Custom shoes = orthopedic shoes. So not always the prettiest but super comfy and we need them anyways given our flat feet. So they not only are free but we do need them and prefer them.

As for optical stores, anyone who says USE YOUR BENEFITS is just reminding you that if you have vision coverage, use them before the year ends so you can claim money. Everyone has different plans and benefits so check your. Some people only get 80% up to $XXX per year. Some get $600 every 2 years etc. Find out what you have and then head to a good optical store and see what they can do for you to stretch your dollars.

Most vision benefits (glasses) are every 2 years worth of coverage and it's usually annual. So Dec 31st would be a cut off date to get glasses every 2 years.
Sr. Member
Sep 12, 2012
587 posts
246 upvotes
Toronto
User455957 wrote:
Jan 10th, 2019 2:45 am
I'm employed by a health authority on Vancouver Island
My GF uses the 10 messages I get every year
My employer matches dollar for dollar in the municipal pension plan
Prescription drug coverage, 180 vacay hrs a year, sick time, compassionate leave...a whole slew other bennies I haven't really had to use
You're allowed to share your benefits with your GF?
Deal Fanatic
Dec 11, 2008
9143 posts
989 upvotes
hamandcheese wrote:
Jan 10th, 2019 9:48 am
You're allowed to share your benefits with your GF?
User455957 wrote:
Jan 10th, 2019 10:13 am
Yep, and dental and medical.
I'm assuming it's common-law?
Deal Addict
Feb 9, 2013
1661 posts
505 upvotes
Mississauga
Evil Baby wrote:
Mar 29th, 2017 9:10 pm
I use the crap out of my dental benefits. I never had any growing up and my teeth suffered. Most of them have fillings.

Now that I get regular cleaning I never have any issues.
How to use crap out of dental? I only do cleaning every 6 months, each time is about $400. So in a year I only use about $800 in dental. There was only once I removed my wisdom teeth.
I've heard people saying their dentist sold them water pik and electric tooth brushes, and claimed as insurance... though not sure how to get those.

hamandcheese wrote:
Jan 10th, 2019 9:48 am
You're allowed to share your benefits with your GF?
Not share benefits, he just claims the massages under his own name.
Public Mobile

Top