Are you trying to act smart by bringing up an obsolete version of credit scoring into the discussion?
Jan 21st, 2014 7:38 pm
Jan 21st, 2014 7:50 pm
Actually my real point to op was, why ask such an important question on rfd ?
Jan 21st, 2014 7:58 pm
Jan 21st, 2014 8:32 pm
I don't even know where to start!jp149 wrote: ↑Jan 21st, 2014 7:20 pmAntiquated Vantage score from not long ago pre 2012-2013, went as high as 990 or so; which is not the same score as the equifax or fico score which everyone is alluding to which goes up to 850. On every post I put "which credit agency you ask" and what scoring method they use yet every single one that posted either was not aware of the other scores or chose to ignore what I wrote. I even admitted to trolling member of rfd which presumed to know about credit scores, anyone worth their salt who has enough experience with credit scores should have clued into this. @Mikeymike1 which do you fit into ?
False again.jp149 wrote: ↑Jan 21st, 2014 7:20 pmSomeone with $10,000 worth of credit who never used more than $100 will be rated lower than someone who frequently uses the line of credit and pays back on time. Eg $7,000 utilization on $10,000. It shows that they can borrow that much and pay back on a consistent basis. 70% is at the very cusp of building credit which can turn into degrading credit if you go any higher.
False once more.
Evidently its just you
Jan 21st, 2014 8:59 pm
Jan 21st, 2014 11:16 pm