Personal Finance

Quicken forcing everyone to subscription: Alternatives?

  • Last Updated:
  • Aug 17th, 2019 11:19 am
[OP]
Sr. Member
Sep 14, 2003
647 posts
370 upvotes
Toronto

Quicken forcing everyone to subscription: Alternatives?

This is the last straw for me with Quicken. I've lived with the poor UX, account sync issues, ignored all the "upgrade now!!!" dialog boxes since 2017 and other quirks. But they're forcing everyone to their subscription model as by the end of next month it seems like they won't even allow the user to download data from their banks going forward April 30.

What are good Canadian alternatives? I prefer a local app (non-cloud based) but in this day and age where everyone gives up their data freely... I might not have a choice unless I go Excel. I signed up with Mint, but I looks like I won't be able to import the 6+ years of Quicken data, only the last 90 days unless I manually enter each entry line by line. Mint also doesn't sync with PC Financial but it's not a huge deal.


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21 replies
Jr. Member
Mar 12, 2006
157 posts
85 upvotes
I'm still using Quicken Home and Business 2009 R2 and it works perfectly on Windows 10.
I enter all transactions myself daily and reconcile once a month with the bank/cc statements.
For my investments I use two spreadsheets. One is Google spreadsheet, which gives me the daily prices of all my e-funds and ETFs. I download the file as .csv once in a while and import in Quicken with File - Import - Import prices. The second one is with my pre-authorized transactions, which I open in Open Office calc with installed Calc2qif add-on. The data is imported once a month in Quicken via import QIF file.

I have tried many different software and nothing compares to Quicken, but I am not planning on upgrading constantly or paying for subscription.
Deal Addict
Feb 19, 2017
1814 posts
1169 upvotes
Freaking subscription services...hate how everything is slowly shifting to that.
RFD is love. RFD is life. I wish I had an RFDer for a wife.
Newbie
Aug 10, 2006
33 posts
19 upvotes
Mississauga
You can continue importing bank data to older versions of Quicken using ImportQIF from QuicknPerlWiz

Cheers
Lester
Deal Addict
Oct 22, 2015
1247 posts
348 upvotes
vdimitrov wrote: I'm still using Quicken Home and Business 2009 R2 and it works perfectly on Windows 10.
I enter all transactions myself daily and reconcile once a month with the bank/cc statements.
For my investments I use two spreadsheets. One is Google spreadsheet, which gives me the daily prices of all my e-funds and ETFs. I download the file as .csv once in a while and import in Quicken with File - Import - Import prices. The second one is with my pre-authorized transactions, which I open in Open Office calc with installed Calc2qif add-on. The data is imported once a month in Quicken via import QIF file.

I have tried many different software and nothing compares to Quicken, but I am not planning on upgrading constantly or paying for subscription.
What format do the investment quotes needs to be in?
Deal Addict
User avatar
Mar 25, 2012
1421 posts
644 upvotes
Kelowna
Migrate to their their free Mint.com - just don't tell your bank that you're using it and, on the off chance they manage to figure out you're using it, tell them that the whole premise of not disclosing your username & password to secure 128 bit encrypted service providers is utter bunk considering they, themselves, are likely using third-party personal finance management tools. :)

Another alternate would be Wave Apps, which is free. :)

Cheers,
Doug
Deal Addict
User avatar
Mar 25, 2012
1421 posts
644 upvotes
Kelowna
Don't most FIs let you download your data in CSV format? You could just do that and use Excel, or Calc from Apache OpenOffice or LibreOffice. :)

Cheers,
Doug
Jr. Member
Sep 28, 2003
190 posts
48 upvotes
vdimitrov wrote: For my investments I use two spreadsheets. One is Google spreadsheet, which gives me the daily prices of all my e-funds and ETFs. I download the file as .csv once in a while and import in Quicken with File - Import - Import prices.
This is basically what I do to keep track of my investments in Quicken but I have it more automated using this: https://www.aczoom.com/tech/import-pric ... r-quicken/

Set it to run once in a while or just make a shortcut on your desktop and execute as needed
[OP]
Sr. Member
Sep 14, 2003
647 posts
370 upvotes
Toronto
Ok so just an update to if anyone else searches (for) this thread... I like Quicken - the data is pretty much offline in the sense that I'm not dependent on a single cloud service to store my aggregated financial records. But I haven't found a fully Canadian-compatible app to replace Quicken.

I went with Mint.com. However, PC Financial (PC Mastercard) will apparently never be on the system because PCF for whatever reason, will not share data with Mint. That means Mint cannot ever have a complete record of my finances. Mint also doesn't allow manual account entries - accounts must be linked to a supported online web banking service meaning I can't manually enter in PCF data.

The only way to continue to use Quicken is to import CSV files. So my procedure right now for accounts that Mint supports:
  1. Log into Mint.com
  2. Export account(s) to CSV using the link on the bottom right corner of each account's page
  3. Open the .CSV and delete the records that I already have in Quicken (Quicken does a blind transfer, doesn't delete duplicates.)
  4. In Quicken, File>Import>Mint.com file .CSV
  5. Move the transactions into the account and manually reconcile.
  6. Delete the newly-imported .CSV account from Quicken
Convoluted for sure and I wish it was easier, but I can't come around to subscription software when I purchased the software already and it works the way I need it to and the company intentionally cripples it to force users to upgrade.
Deal Fanatic
User avatar
Jan 6, 2002
5477 posts
5565 upvotes
Toronto
I just still use Quicken 2013 and long since just switched to manual entry. Still works fine in Windows 10 hence will work fine for a long time.
A glass of wine with you, sir, and the ladies I'll enjoy.
Revolutionary times must on occasion make do with considerable abridgements in order to accentuate the political line more strongly.
Deal Fanatic
Oct 7, 2007
5888 posts
2259 upvotes
I use Quicken Home & Business 2010 (desktop version) and just data enter everything manually. The data entry part is no big deal for me.
Newbie
Jun 6, 2017
34 posts
67 upvotes
I like YNAB but it’s cloud based. There is YNAB4 which is offline and the knockoff Financier.io which appears to offer a local data option.

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