Random collection file on my Equifax - FROM WORLD GYM.
I've had spotless credit ever since I could remember and I always pay debt in full and RARELY ever carry debt. The result was a good credit score!
Recently I checked my Equifax and it looks like World Gym has tried to screw me.
Story is: Back in December 2015 I signed up for 1 year membership. Pay as you go (MONTH-TO-MONTH) type plan with no contracts. I paid the year in full on the spot and did not renew with them, it was a crappy gym and I thought that was the end of it. 3 years later... boom, it shows a collection file from them dating back to 2016!
I called up the world gym that I signed with back in 2015 and I was going back and forth with them and they are confused about the whole situation and it has sort of turned into the manager dodging my calls about this matter.
What can I do?? My credit score has dropped like no tommorow..