Personal Finance

RBC 'View your credit score' option via Trans Union

  • Last Updated:
  • Jun 22nd, 2017 1:34 pm
Deal Addict
Jan 21, 2014
1703 posts
386 upvotes
Transunion has so many incorrect information about myself. When I applied for credit card that hit Transunion, I always had 1 or 2 questions that had no correct answers to choose. The most consistent one was the last 4 digit of my SIN. Every single time with that question, none of the answers had the correct numbers so I always picked random one. When I saw the report from Credit Karma, there were 4 accounts stated open but I didn't have them more than 10 years back. A Scotia line of credit I closed in 2002, EATON CC that last used was 1999, PC MC that I closed in 2003 and a TD VISA that I closed in 1997. They also missed 2 of my past employers
[OP]
Member
Oct 22, 2015
329 posts
60 upvotes
Saltywetguy wrote:
Jun 16th, 2017 4:00 pm
Weird, I just tried and it works... I was able to see my details. And found there was something wrong with my report!
This is so sad... I think someone has created fraud and am using my info to create a credit card.... ARGH.
I see that credit card has racked up $916 and the person is paying monthly $10 to it... that sucks! I am MAD.
I compared mine with the report you get free online from TransUnion and in my case they are the same. Maybe you can check the online TransUnion report if you haven't done so in the last year.
Deal Addict
Jan 21, 2014
1703 posts
386 upvotes
OK, I clicked on the link and submitted my consent (twice). It's pretty nice layout, much better than Credit Karma and so was my score: 863 vs. 744. Why so much differences when both are from Trans Union?
Member
User avatar
Jul 9, 2016
330 posts
95 upvotes
Hamilton
mkl38s wrote:
Jun 16th, 2017 5:02 pm
OK, I clicked on the link and submitted my consent (twice). It's pretty nice layout, much better than Credit Karma and so was my score: 863 vs. 744. Why so much differences when both are from Trans Union?
if your score is 863 WITH a fraudulent account i'd almost say just let them keep it hahaha
Deal Addict
Jul 22, 2015
1010 posts
303 upvotes
Saint-Hubert, QC
Wow, this is awesome, thanks!
I only have the US High interest saving account and it works!
Member
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Jul 9, 2016
330 posts
95 upvotes
Hamilton
anyone have a redacted screenshot of the layout? i'm not with RBC at the moment
Deal Addict
Jul 22, 2015
1010 posts
303 upvotes
Saint-Hubert, QC
SuperSauvage wrote:
Jun 16th, 2017 5:09 pm
anyone have a redacted screenshot of the layout? i'm not with RBC at the moment
Here you go!
Images
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Jul 9, 2016
330 posts
95 upvotes
Hamilton
MoneyHypeMike wrote:
Jun 16th, 2017 5:20 pm
Here you go!
haha thanks mike! but i was referring to the credit score/report page :P someone had said it looked nicer than creditkarma's
Deal Addict
Jul 22, 2015
1010 posts
303 upvotes
Saint-Hubert, QC
SuperSauvage wrote:
Jun 16th, 2017 5:28 pm
haha thanks mike! but i was referring to the credit score/report page :P someone had said it looked nicer than creditkarma's
Ah sorry! I will add a screenshot whenever I can get back on it.
Getting some kind of error right now after seeing it 5 mins ago...
Member
User avatar
Jul 9, 2016
330 posts
95 upvotes
Hamilton
MoneyHypeMike wrote:
Jun 16th, 2017 5:29 pm
Ah sorry! I will add a screenshot whenever I can get back on it.
Getting some kind of error right now after seeing it 5 mins ago...
haha no worries.
Deal Addict
Jan 21, 2014
1703 posts
386 upvotes
here is the image. It has many more features below the image (e.g. to simulate some changes)Image

The credit report tab showed details of all of your accounts
Member
User avatar
Jul 9, 2016
330 posts
95 upvotes
Hamilton
thanks! they seem to seperate the scores in a weird way, all the way up to 692 is in the bottom-most category? you can get an A-Lender mortgage with 680 lol
Deal Addict
Aug 24, 2016
1208 posts
569 upvotes
Definitely like the layout, and the fact that you can view the payment history of each account.
Blows Credit Karma out of the water IMO.
Though the "simulator" is a bit of a joke.
I clicked "Allow Every Monthly Account to Be Delinquent" and chose 30 days (I have 13 active accounts), and that would apparently only reduce my score 8 points :facepalm:
Oh well, these scores are free for a reason. I can't stress that fact enough.
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User avatar
Mar 3, 2005
332 posts
103 upvotes
Mississauga
I chose make 1 account delinquent and it moved me down to 500s

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