Removing your oldest card has no impact on the age component of your score until that closed account drops off your report YEARS later. Any immediate impact would more likely be related to total utilization increasing due to total limit decreasing.seaker wrote: ↑Jun 17th, 2017 7:40 pmThanks for sharing this, OP! Tried it for the first time just now and it worked fine. I have enough credit at the moment, so I'm fine w/ their results and no need to compare w/ other organizations. One thing I found interesting... by opting to remove my oldest card via their simulator, I only dropped down 9 points. The way that some people go on about this, I would've expected it to be much more.
Does their simulator fully remove it, or simulate it closing? Can you simulate dropping the limit to $1 instead? Is that one card way older than your second oldest? ... average age?
... and most importantly ... does their simulator suck?