Receiving a bank wire transfer -- possible fraud?
Hi all -- don't really know where to post this, but hoping that this is a suitable subforum.
I just sold something online, and since the buyer seemed a tad sketchy (no previous feedback + located in Mexico) I required that he pay via bank wire transfer only instead of Paypal. I forwarded my bank wire details over to him, and within 12 hours, the money was in my bank account, and from what I understand, bank wire transfers aren't reversible, so I should now be technically safe to ship the item to him.
However, I do still have some concerns since it's a ~$1000 item:
1.) In my online bank statement, it says that the deposit was a "Branch Transaction: Credit Memo". I was expecting it to be more specific -- at least, saying who it was by, and that it was specifically a bank wire transfer.
2.) I did some heavy Googling and stumbled across something called "bank account flashing": http://www.fraudwatchers.org/forums/sho ... .php?t=270. Is this actually possible for foreign (e.g., Mexican) senders, or is it a trick that's only applicable domestically?
Thanks!
I just sold something online, and since the buyer seemed a tad sketchy (no previous feedback + located in Mexico) I required that he pay via bank wire transfer only instead of Paypal. I forwarded my bank wire details over to him, and within 12 hours, the money was in my bank account, and from what I understand, bank wire transfers aren't reversible, so I should now be technically safe to ship the item to him.
However, I do still have some concerns since it's a ~$1000 item:
1.) In my online bank statement, it says that the deposit was a "Branch Transaction: Credit Memo". I was expecting it to be more specific -- at least, saying who it was by, and that it was specifically a bank wire transfer.
2.) I did some heavy Googling and stumbled across something called "bank account flashing": http://www.fraudwatchers.org/forums/sho ... .php?t=270. Is this actually possible for foreign (e.g., Mexican) senders, or is it a trick that's only applicable domestically?
Thanks!