Investing

Resources to learning about Investing.

  • Last Updated:
  • Jul 25th, 2012 4:26 pm
Tags:
None
Deal Addict
Jul 23, 2007
3824 posts
1634 upvotes
ccyk wrote:
Jul 23rd, 2012 1:04 pm
why not just invest in bonds? much safer, much higher return than indexing.
The TD Canadian Equity index is showing a ten year return of 7.27%. The TD Canadian Bond index has a return of 5.89% over that same time period. Over the next ten years, I don't know which are going to be successful, which is why I own all four categories in the RRSP's. 40% bonds, 20% Canadian equities, 20% U.S., and 20% International, all indexed. In the taxable portfolio it's all individual Canadian dividend growth stocks. As long as they continue to grow their dividends, I just sit on them and collect the income. The TFSA's are in a hisa for an emergency fund, but when I get around to making this year's contributions, another diversified index portfolio will be started with TD with the same allocations as in the RRSP's.
Deal Addict
Nov 26, 2005
3085 posts
249 upvotes
Vancouver
Stryker wrote:
Jul 23rd, 2012 1:54 pm
The TD Canadian Equity index is showing a ten year return of 7.27%. The TD Canadian Bond index has a return of 5.89% over that same time period. Over the next ten years, I don't know which are going to be successful, which is why I own all four categories in the RRSP's. 40% bonds, 20% Canadian equities, 20% U.S., and 20% International, all indexed. In the taxable portfolio it's all individual Canadian dividend growth stocks. As long as they continue to grow their dividends, I just sit on them and collect the income. The TFSA's are in a hisa for an emergency fund, but when I get around to making this year's contributions, another diversified index portfolio will be started with TD with the same allocations as in the RRSP's.
for bonds, PIMCO is the best. certainly beat that 5.89% td bond fund.
https://canada.pimco.com/EN/funds/pages ... unds.aspx#
PMO003 https://canada.pimco.com/EN/Funds/Pages ... 77705G9J1#
Deal Addict
Jul 23, 2007
3824 posts
1634 upvotes
ccyk wrote:
Jul 23rd, 2012 2:34 pm
for bonds, PIMCO is the best. certainly beat that 5.89% td bond fund.
https://canada.pimco.com/EN/funds/pages ... unds.aspx#
PMO003 https://canada.pimco.com/EN/Funds/Pages ... 77705G9J1#
No thanks. For one thing, his bond funds only show one year returns in Canada. For another, I would be taking on manager risk.

Even the famous Bill Gross admits to making mistakes.
Newbie
Oct 24, 2010
79 posts
4 upvotes
hoan86 wrote:
Jul 21st, 2012 11:52 pm
Hi All,

Long time lurker, I'm interested in any books or websites/forums recommendations that can introduce a complete novice to financial investing.
Either with knowing what to look for in a good financial adviser or self-management.
I believe a book like The Elements of Investing by Burton Markiel would be a good starter.
Deal Addict
Nov 26, 2005
3085 posts
249 upvotes
Vancouver
Stryker wrote:
Jul 23rd, 2012 3:26 pm
No thanks. For one thing, his bond funds only show one year returns in Canada. For another, I would be taking on manager risk.

Even the famous Bill Gross admits to making mistakes.
of course it can only show 1 year return. the fund started 1/20/2012 this year...
you can go to the US site and see his record in longer term.
Newbie
User avatar
Nov 17, 2011
30 posts
4 upvotes
Two great 'starter' books: "Juggling Dynamite: An Insider's Wisdom About Money Management, Markets and Wealth That Lasts" by Danielle Park (there's also a blog by the same name); "The Little Book of Safe Money: How to Conquer Killer Markets, Con Artists and Yourself" by Jason Zweig. Both are easy to read and give a good set of perspectives when starting out.

Top