I was under impression that one can always convert individual RESP to family but not other way around. Family RESP has expire date 31 years from the day of opening. So isn't good idea to open individual first than convert or open another individual RESP?
http://blog.modernadvisor.ca/resps-indi ... mily-plan/
OP try to get copy of Saving for Schools by Gail Vaz-Oxldae it has some good information. It's a small book and quick read with good information.