Royal Bank
RBC - Free TransUnion Score Rating + Access to Credit Report
- SCORE
- Reason
Score breakdown ×
- Upvote
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0%
- Not a good price
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0%
- Bad product/service
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0%
- Poor merchant reputation
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0%
- Unable to get the deal
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- Other (downvote)
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- imm1304
- Jr. Member
- Mar 6, 2016
- 164 posts
- 89 upvotes
- Gordyg
- Newbie
- Dec 26, 2017
- 9 posts
- 4 upvotes
Thanks! Really helpful!
- HavokEX
- Newbie
- Nov 11, 2006
- 47 posts
- 45 upvotes
- Ottawa
Thanks OP! Was able to go through RBC english portal.
- L4cky
- Deal Fanatic
- Nov 18, 2008
- 9291 posts
- 2352 upvotes
- Mont-Royal
how do u get free credit with capital one?
"Every marathon you run, your heart scars and you will die faster. If you think running a marathon is fitness, then you know NOTHING ABOUT HEALTH & FITNESS."
- Training 101
- Training 101
- trader37
- Deal Addict
- Dec 21, 2004
- 1062 posts
- 296 upvotes
Does RBC have some sort of free account with a certain deposit amount? I didn't see anything on the web.
- S5
- Deal Addict
- Oct 4, 2009
- 3590 posts
- 2953 upvotes
- Montreal
- deal_king
- Deal Addict
- Apr 27, 2005
- 2449 posts
- 1639 upvotes
- Montreal
Doesn't creditkarma offer the exact same thing (Transunion score+credit report)? Why is everyone going crazy over this deal? Someone please explain.
Best Deals: Star Alliance Silver without even flying= FREE
Telus CAN/USA Unlimited, CID/VM/SMS 25gb $25/month
Electrolux 527 Washer $300
Telus CAN/USA Unlimited, CID/VM/SMS 25gb $25/month
Electrolux 527 Washer $300
- DaVibe
- Deal Expert
- Nov 16, 2004
- 26683 posts
- 15290 upvotes
- Toronto
I'm not sure how to prove that now, all these years later but yes, you should absolutely look into fixing that. It's not your history.
RedFlagDeals Addict
Wash your car at Petro-Canada? Think again! Car damaged and nobody cares
Esso Price Privileges Card, 25% Off - save some money on gas
Wash your car at Petro-Canada? Think again! Car damaged and nobody cares
Esso Price Privileges Card, 25% Off - save some money on gas
- r1lee
- Deal Fanatic
- Jan 17, 2003
- 8993 posts
- 1532 upvotes
Thanks for this, 834, isn't bad.
- trader37
- Deal Addict
- Dec 21, 2004
- 1062 posts
- 296 upvotes
It's too bad they don't user equifax, that would have been nice.
- patpond
- Deal Addict
- Mar 18, 2009
- 1458 posts
- 286 upvotes
- Renous
- trader37
- Deal Addict
- Dec 21, 2004
- 1062 posts
- 296 upvotes
Thanks. I have Borrowell. I thought people were still heavily using Equifax. I'm really interested in the credit score simulator more than anything. I had far too many hits in the last 12 months... buying a house, leasing a car, switching cell company's etc etc
Now with the Amazon chase visa shutting down, I'm definitely concerned how another credit check and credit card is going to impact my score. Having said that, I know opening a bank account will add another hit to my credit score as well. Maybe I should just wait a year before I bother replacing the credit card
- patpond
- Deal Addict
- Mar 18, 2009
- 1458 posts
- 286 upvotes
- Renous
Inquiries don't have that big of an impact on your score. The score simulator the RBC uses is a bit wacky anyways. I put in that I paid off all of my balances, and score dropped like 40 points - :-/trader37 wrote: ↑ Thanks. I have Borrowell. I thought people were still heavily using Equifax. I'm really interested in the credit score simulator more than anything. I had far too many hits in the last 12 months... buying a house, leasing a car, switching cell company's etc etc
Now with the Amazon chase visa shutting down, I'm definitely concerned how another credit check and credit card is going to impact my score. Having said that, I know opening a bank account will add another hit to my credit score as well. Maybe I should just wait a year before I bother replacing the credit card
Reserved for future time travellers
- lurker2017
- Newbie
- Sep 3, 2017
- 13 posts
- 18 upvotes
CreditKarma is not available in the following areas: Quebec, the Northwest Territories, Nunavut or the Yukon. Source: https://creditkarma.ca/signup
So, for me, it's a great deal as I live in Quebec.
- john.canad
- Deal Addict
- Jul 20, 2010
- 4846 posts
- 2018 upvotes
- Ottawa
What's the difference b/t using this and creditkarma?
- cccrimson
- Member
- May 11, 2011
- 314 posts
- 214 upvotes
- North York
896!
How does score actually go up? Tried everything in the simulator and it just goes down. Was thinking about canceling some CCs..
How does score actually go up? Tried everything in the simulator and it just goes down. Was thinking about canceling some CCs..
- krn905
- Deal Addict
- Dec 10, 2017
- 3793 posts
- 4010 upvotes
- Toronto
- TalentedTom
- Member
- May 11, 2015
- 241 posts
- 133 upvotes
- Toronto
I've been unemployed my entire life, and yet pulling in a solid 840. Cheers to many more years of unemployment
Negative Score Factors
Insufficient mortgage experience
This is stupid, so its better to mortgage a house than to pay cash for it... okay.
Negative Score Factors
Insufficient mortgage experience
This is stupid, so its better to mortgage a house than to pay cash for it... okay.
- moromhoo
- Member
- Jan 17, 2012
- 312 posts
- 181 upvotes
- Toronto
CreditKarma also gives it to you for free
- krossfyah
- Member
- Dec 13, 2005
- 454 posts
- 59 upvotes
- Mono, Ontario
Is this still available with rbc?
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