Yes Sept 28 is the day to close it
I also swapped my Avion to rewards+ no fee visa and used up my 30k in $300 amazon gift cards
Score breakdown ×
Sep 7th, 2019 2:13 am
Yes Sept 28 is the day to close it
Sep 9th, 2019 5:06 pm
Sep 10th, 2019 8:55 am
Sep 13th, 2019 2:07 pm
Sep 26th, 2019 7:06 am
Good q, I’m sure they’ll prorate the charge as that’s what was done during sign up. Does that mean we have to go into a branch to cancel, I really want to avoid that, if possible.
Sep 26th, 2019 9:35 am
Yeah I'm hoping some RFDer would know the question to this!jeeva86 wrote: ↑ Good q, I’m sure they’ll prorate the charge as that’s what was done during sign up. Does that mean we have to go into a branch to cancel, I really want to avoid that, if possible.
https://www.rbcroyalbank.com/onlinebank ... ccounts/#9
Sep 26th, 2019 9:41 am
Sep 26th, 2019 9:52 am
Sep 26th, 2019 11:37 am
My monthly charge was prorated. I am guessing it's the same when we close the account.jeeva86 wrote: ↑ Good q, I’m sure they’ll prorate the charge as that’s what was done during sign up. Does that mean we have to go into a branch to cancel, I really want to avoid that, if possible.
https://www.rbcroyalbank.com/onlinebank ... ccounts/#9
Sep 26th, 2019 11:44 am
You can also close your account by sending a secure message, but balance has to be zero first. That's why we have the question if we close it online, how will the fees be charged.
Sep 28th, 2019 9:26 am
Sep 28th, 2019 3:04 pm
Sep 28th, 2019 3:09 pm
Sep 28th, 2019 3:17 pm
Sep 28th, 2019 3:42 pm
I just called asking about an offer, but I inquired about closing an account too. Unfortunately, this rep also told me to close it in branch since over the phone costs $20. I asked how about the secure message? And he didn't even seem to know about it...
Sep 28th, 2019 10:34 pm
Call again, you reached a clown.
Sep 29th, 2019 5:22 pm
Sep 30th, 2019 8:50 pm
Oct 1st, 2019 3:16 pm
Did exactly what you said. Rep said emt out your money now while I process the closure cause the balance has to be $0jeeva86 wrote: ↑ Just closed my account, here are my steps(iOS):
1. Open mobile app
2. Click on more tab
3. Contact us
4. Call now
5. Your bank accounts
6. A number to call, along with a unique extension code is generated, hit call
7. You’ll get someone on the line fairly quickly with access to your account already
8. Tell them you want to close your chequing account
9. They will verify more personal info and come back with a prorated amount to leave in the account for the monthly fee.
10. I emt’ed the rest out while they were on the phone
11. They submitted the cancellation request
12. It can take up to 2 business days to process but your card and account cannot be used immediately.
No questions asked, smooth process!
Oct 1st, 2019 3:21 pm
lucky you with the waived fee, mine was only $2.xx, so not a big deal. I had no other rbc products so I told them to close my profile. I just logged in and I can still view my account, so hopefully it's gone by tmr.BoredAtWork wrote: ↑ Did exactly what you said. Rep said emt out your money now while I process the closure cause the balance has to be $0
I said how much do I need to leave in account for monthly prorated fee and rep said she will waive it.
One tip she gave was to rename your account to a username instead of using access card # in case you want to keep access to the credit card online (if you did sign up for the infinite card for the 30k bonus and swapped it down to a no fees reward card to keep the points balance)