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[Royal Bank] RBC new chequing account promotion - Apple Watch or $79 iPhone Se

Member
Jul 16, 2006
241 posts
87 upvotes
sdg wrote:
May 7th, 2017 11:50 am
Exactly!

I use EQ and PC Financial and pay no fees.

Don't understand people.
I think its because people want to do more than just Depositing and withdrawing money.

I have a TD Bank account and the free safety deposit is nice to put all my gold and wife's jewelry in. I get free certified cheques which helped because i needed to get multiple cheques bidding on different houses that i lost. Would have sucked if I had to pay it every time.
Sr. Member
Nov 28, 2013
502 posts
183 upvotes
Quebec
jeff1970 wrote:
May 10th, 2017 8:34 am
Says you need to be set-up by September 1. So it's 12 or 13 months. Not 16.

Either way, still cheaper than buy the Watch outright. I was in the mood for a Watch, especially since I got a new iPhone...in for 9...
Sorry for the bump, but do you get the watch whe nyou register or after september 2018, because if it is, the watch might be cheaper at that time
Deal Addict
Mar 11, 2007
2529 posts
556 upvotes
QC
rich24 wrote:
May 10th, 2017 12:07 pm
I think its because people want to do more than just Depositing and withdrawing money.

I have a TD Bank account and the free safety deposit is nice to put all my gold and wife's jewelry in. I get free certified cheques which helped because i needed to get multiple cheques bidding on different houses that i lost. Would have sucked if I had to pay it every time.
I don't think you fit in the category "everyday banking". Most people don't have gold or not enough to justify a safety deposit and certainly dont need multiple certified cheque to bid on house lol.
Member
Jul 16, 2006
241 posts
87 upvotes
jfmartel wrote:
May 10th, 2017 2:36 pm
I don't think you fit in the category "everyday banking". Most people don't have gold or not enough to justify a safety deposit and certainly dont need multiple certified cheque to bid on house lol.
Well if you bid on a house and lose.. Then you need to go back and get the money back and get another cheque for the next house. I am sure that anyone bidding on housing.


And a safety deposit box can be used for documents as well. You dont want to keep everything in your house in case there is a fire or something
Sr. Member
User avatar
Mar 9, 2012
540 posts
146 upvotes
KITCHENER
ratatapa wrote:
May 10th, 2017 1:18 pm
Sorry for the bump, but do you get the watch whe nyou register or after september 2018, because if it is, the watch might be cheaper at that time
You should get a message in the message centre when you log into your account. So this would be after you qualify (payroll deposit or 2 pre-authorized debits). My guess would be 2 or 3 months after you open the account.
Newbie
May 10, 2017
1 posts
Leo168 wrote:
May 4th, 2017 6:23 pm
That have always been my complain about all these banks, they do zero for loyal customers, it is a joke. They encouraged people to move from one institutions to another.
That's seem the game here in Canada. Cell phone companies, cable. Banks everything seems only interested in new customers
Member
Dec 25, 2013
316 posts
128 upvotes
Toronto
I've gotten soo many "free offers" over the years from banks, it says in one of the early clauses that if I've participated in a previous offer in the last 5 years I'm ineligible. What did RBC have before last years ipad, anyone remember?
Deal Addict
Mar 11, 2007
2529 posts
556 upvotes
QC
Ychanceit wrote:
May 17th, 2017 4:46 pm
I've gotten soo many "free offers" over the years from banks, it says in one of the early clauses that if I've participated in a previous offer in the last 5 years I'm ineligible. What did RBC have before last years ipad, anyone remember?
iPad Mini 2 for 12 months at 15$/mo if I remember correctly
Member
Dec 25, 2013
316 posts
128 upvotes
Toronto
jfmartel wrote:
May 17th, 2017 4:51 pm
iPad Mini 2 for 12 months at 15$/mo if I remember correctly
So it was Ipad two years in a row?
Member
Dec 25, 2013
316 posts
128 upvotes
Toronto
User122125 wrote:
May 11th, 2017 12:16 am
That's seem the game here in Canada. Cell phone companies, cable. Banks everything seems only interested in new customers
It's because when it comes to things like this canadians are generally very lazy and don't switch Banks or phone contracts as often as Americans do (this isn't opinion, this is a fact), which is largely due to our lack of competition. So the big companies think so Canadians are lazy and aren't as likely to switch they only try to entice new customers, not thinking they should be worried to retain the ones they already have.
Deal Addict
Nov 10, 2005
1467 posts
131 upvotes
Vancouver
RBC tried to get out of paying me the new account bonus on their last promotion.
I had to escalate it to the ombudsman.

I'd avoid RBC at all costs.
Newbie
Sep 7, 2007
29 posts
17 upvotes
Victoria
Yeah, I can attest to that. My bf had over $10k in his RBC account, and he was still having to pay $4/month for the privilege. PLUS he had his trading accounts at RBC, and they raised his transaction fees! I got into a discussion with RBC's customer service rep, and said TD waives the monthly fee with a minimum balance. The best they could do was to negotiate a lower trading fee from their investment division. Once he finally realized how stupid RBC was, I got him to switch to TD when they had the $300 for new customers promotion. He's confirmed he received the $300 bonus. Plus, they gave him $500 credit against transaction fees on his trading account.
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