Personal Finance

scam or not - D&A collection agency

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  • Jul 10th, 2019 5:32 pm
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[OP]
Deal Addict
Dec 5, 2006
4988 posts
818 upvotes
Markham

scam or not - D&A collection agency

got a voice msg today from phone number 1-888-395-1147(check online it is D&A collection agency),saying they called me on behalf TD canada trust, I called TD tonight and they didn't find anything wrong on my account, so is this a scam? But they did get my name right. Anyone has this experience.
21 replies
Newbie
Jul 13, 2013
86 posts
132 upvotes
Whitby
D&A is a legit company. My work uses them. Not sure if the message was legit... maybe TD sent the wrong file to D&A
Deal Addict
Aug 28, 2010
1057 posts
209 upvotes
Toronto
D&A is very real, do not disregard these guys.
Newbie
May 31, 2006
98 posts
14 upvotes
Toronto
I had something similar. Your name may be similar or the same as someone they are looking for. In my case, both first and last name were different but only one letter off.

I called the collection agency and talked with a manger who realized they have the wrong person and removed me from there list. BUT, I've received numerous phone calls from various OTHER collection agencies all for this other person as his file somehow got my phone number. Basically I was told that it would be almost impossible to remove my phone number from his account.
Deal Addict
Jul 3, 2017
3860 posts
2763 upvotes
If you have no debts or unpaid bills, and nobody has sent you any specific claim in writing, don't worry about it. The errors and attempted scams of other people are not your concern. Unless as rays101 points out you get a bunch of calls about some person who may have stolen your identity.
Sr. Member
Sep 6, 2016
679 posts
257 upvotes
One time I got messages form TD number. When I asked about TD they told they never have that number.

I tried to call back and they named them as TD

In fact, that was a scam , huge scam
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Newbie
Apr 13, 2018
1 posts
they never called me ,but they did send me an email .
cant even get ahold of any one . it just goes to an answering machine.. i think this is a scam. i am not behind on any payments
Newbie
Jan 8, 2019
1 posts
1 upvote
I had a voicemail message from this number, it's weird because they got my name right but never heard of the company. So, I called back on the number provided and they asked me for my personal information (date of birth, full address) and I asked them why they needed my information and all I got was "To tell you why we needed to contact you" (that's exactly what that person said) I wasn't too comfortable giving out my information just like that, and that person I talked to just cut me off and hung up. I'd say it's a scam. I'm up to date.
Newbie
Jul 4, 2019
1 posts
Got a call from these guys but said my first name , middle name and my old maiden name which nothing is in ( everything in my married name ) find this very strange as I have not used my maiden name in about 9 years and everything I have credit wise is in my married name ... does this sound like a scam ???
Deal Expert
Aug 22, 2011
28773 posts
14578 upvotes
Ottawa
Pull your credit report and see for yourself.
Sr. Member
Mar 21, 2019
746 posts
706 upvotes
vkizzle wrote:
Jul 5th, 2019 4:03 pm
Pull your credit report and see for yourself.
This is the best advice.
Someone could have opened an account in your name.
Sr. Member
Jul 31, 2017
540 posts
205 upvotes
They buy up old accounts and try to get people to pay for things that are long since stats barred.
Sr. Member
Mar 21, 2019
746 posts
706 upvotes
SkynyrdsInyrds wrote:
Jul 7th, 2019 1:25 pm
They buy up old accounts and try to get people to pay for things that are long since stats barred.
This is another possibility.
While debts can be stats barred, there is no such limits to hound you to pay it.
They can literally harass you (within laws limits) forever if they want.
Deal Expert
Aug 22, 2011
28773 posts
14578 upvotes
Ottawa
masterman wrote:
Jul 8th, 2019 8:32 am
This is another possibility.
While debts can be stats barred, there is no such limits to hound you to pay it.
They can literally harass you (within laws limits) forever if they want.
If it's statute barred, it's no longer a debt...

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