Secondary vs. Occasional driver
Wheres the line drawn between a secondary and occasional driver?
Heres the situation: Two person household (spouses). One person owns the car and drivers the car to work daily. Second person may take one trip a week to go shopping or some sort of leisure activity.
Is this second person a secondary driver or occaisonal driver?
I tried to do some research on the net. It seems to say a spouse is usually a secondary driver but the insurance company indicated it could be either.
Is there a difference in terms of costs or coverage listing someone as secondary instead of occasional?
(Im not trying to scam or save money. The 2nd driver truely may make 1 trip per week.)