Separation after 30 years
I will try to keep this short. My parents have been married for 30 years. My mom wants out of the marriage due to various factors including my father's alcoholism which had led to a lack of gainful employment, a lack of intimacy or any type of affection, extremely anti social behaviour on his end, isolation, etc. She has simply stated she loves and cares for him, but is no longer in love with him. Although he does love my mother very much, he has refused to change/seek help over many years and she has reached her limit.
They own a home worth approximately $700k with a $150k mortgage remaining.
My mother is the breadwinner of the home, earning approximately $60k/year (pre-tax). My father only works seasonally (his own choice) and earns approximately $20k. He collects EI in the winter. My mother has a workplace pension currently worth approximately $180k with 8-11 years left before retirement (dependent on when she chooses to retire. She is currently 54). My father has no pension, besides what will be provided by the government. Prior to their current situation, and up until 10 years ago, they were self-employed, together.
Besides this, my mom does not know their true financial situation. My father handles the money, which I know, is not ideal for someone who has a drinking problem, but this is how they've functioned thus far. My mother doesn't even know how to log-into her online banking profile. This is partly her own fault, as he doesn't forbid her from doing so. She is just very uninvolved in their day to day finances, and it has always been this way. This is now proving to be a problem as she wants out.
How can she go about this in the simplest/most affordable manner? Does she contact a divorce lawyer? are there different lawyers that specialize in separations vs. divorces? Does she need a lawyer for a separation? What are the steps she should follow?