Simplii
Simplii Financial Cash Back Visa Card (10% cash back up to $500 spent)
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- sirkdub
- Jr. Member
- Aug 4, 2014
- 197 posts
- 62 upvotes
- Burnaby, BC
- RubberCheese
- Deal Addict
- Dec 26, 2009
- 3155 posts
- 1869 upvotes
Yes, but capped at $5000 purchases per year.
To anyone that has a card with annual limits per category - Are capped purchases typically per calendar year, or based on your anniversary date?
- goo421
- Member
- Jul 29, 2007
- 329 posts
- 218 upvotes
- Markham
And do the limits apply annually or monthly? I was reading elsewhere and it described the $5000 restaurant limit as $417/month.
- VTECMAN
- Sr. Member
- Dec 10, 2005
- 773 posts
- 238 upvotes
- GTA
Is the card apple pay capable?
- lefroset
- Deal Addict
- Oct 14, 2014
- 1073 posts
- 1308 upvotes
- Southern Ontario
For my part I’m thinking of this against the Amex Cobalt, which has 5% on not only restaurants but also groceries (and the gift/prepaid cards therein), and a hell of a monthly bonus for 12 months.
- superveee
- Newbie
- Dec 7, 2016
- 62 posts
- 36 upvotes
Fine print says:
Cash back is calculated as follows: Earn 4% on the first $5,000 in net annual card purchases on restaurant, bar, coffee shop and takeout purchases, which currently include merchants classified as Eating Places and Restaurants; Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques; Fast Food Restaurants; or Caterers.
So I'm assuming it's annually. It also says "the $5,000 and $15,000 limits will reset to zero after the day your December statement is issued. "
- flame02
- Deal Addict
- Oct 20, 2004
- 3828 posts
- 825 upvotes
- Toronto
Simplii (free) - 4% restaurants
TD cash back (free with $5000 chequing) - 3% gas/groceries/recurring bills
Tangerine (free) - 2% entertainment/drug stores/home improvement
BMO cash back (free with $6000 chequing) - 1.5% everything else
TD cash back (free with $5000 chequing) - 3% gas/groceries/recurring bills
Tangerine (free) - 2% entertainment/drug stores/home improvement
BMO cash back (free with $6000 chequing) - 1.5% everything else
- 2damax
- Member
- Sep 27, 2007
- 256 posts
- 148 upvotes
- Vancouver
Anyone else waiting for a GCR/ratesupermarket cash promo before signing up for this?
- ChinpokoMon
- Deal Addict
- Jul 27, 2003
- 4686 posts
- 3840 upvotes
- Edmonton
- Idontdomornings
- Jr. Member
- Nov 1, 2006
- 130 posts
- 49 upvotes
- Toronto
Just applied today, thanks OP.
Replacing my Tangerine which I use only for restaurants. Spent a lot eating out. The $5000 annual cap ain't gonna be enough.
TD cash back - 3% gas/groceries/recurring bills
Everything else on my AE CB, which gives 2% (although there is a $99 annual fee, but I do spend enough to make it worth while)
And for places that don't take AE -----> BMO CB / 1.5%
A no fee credit card that gives you 4% cash back (dining), why would this get all those down votes?
Replacing my Tangerine which I use only for restaurants. Spent a lot eating out. The $5000 annual cap ain't gonna be enough.
TD cash back - 3% gas/groceries/recurring bills
Everything else on my AE CB, which gives 2% (although there is a $99 annual fee, but I do spend enough to make it worth while)
And for places that don't take AE -----> BMO CB / 1.5%
A no fee credit card that gives you 4% cash back (dining), why would this get all those down votes?
- EdisonL299
- Deal Fanatic
- Apr 24, 2017
- 7312 posts
- 6264 upvotes
Amex Cobalt is much better with 5X on dining and grocery.Idontdomornings wrote: ↑ Just applied today, thanks OP.
Replacing my Tangerine which I use only for restaurants. Spent a lot eating out. The $5000 annual cap ain't gonna be enough.
TD cash back - 3% gas/groceries/recurring bills
Everything else on my AE CB, which gives 2% (although there is a $99 annual fee, but I do spend enough to make it worth while)
And for places that don't take AE -----> BMO CB / 1.5%
A no fee credit card that gives you 4% cash back (dining), why would this get all those down votes?
🤑 Amex Cobalt | MBNA RWE | Rogers MC
⛱️ Amex Platinum | Amex Bonvoy Brilliant
⛱️ Amex Platinum | Amex Bonvoy Brilliant
- ilove
- Deal Addict
- Oct 16, 2008
- 4731 posts
- 2787 upvotes
Amex Cobalt also has a fee, and isn't accepted everywhere. I wish people would stop comparing apples and oranges. This is a good card for no annual fee.EdisonL299 wrote: ↑ Amex Cobalt is much better with 5X on dining and grocery.
- L4cky
- Deal Fanatic
- Nov 18, 2008
- 9291 posts
- 2352 upvotes
- Mont-Royal
I'm surprised no one worries about your health. Yeah I'm a health care professional.theflyingsquirrel wrote: ↑ Does restaurant includes McDonald's and Wendy's? That is the 2 most common restaurant I visit. 4% is sweet though. I will load this card into google pay and use it exclusively for restaurant and move the tangerine restaurant categories to something else.
"Every marathon you run, your heart scars and you will die faster. If you think running a marathon is fitness, then you know NOTHING ABOUT HEALTH & FITNESS."
- Training 101
- Training 101
- theflyingsquirrel
- Deal Fanatic
- Jun 6, 2010
- 9824 posts
- 5822 upvotes
- Toronto, Ontario
It is so kind of you.
If I buy something that is not in deep discounted, my father will punish me; everyone will laugh at me. I will be the strange kid who doesn't fit in.
Guide to get free movie BOGO code from Virgin Mobile
Guide to get free movie BOGO code from Virgin Mobile
- L4cky
- Deal Fanatic
- Nov 18, 2008
- 9291 posts
- 2352 upvotes
- Mont-Royal
no it is not a good card. only a good card for restaurant. i wish people would stop saying it is a good card.
M I going to apply? Maybe, but i'll only use it for restos.
"Every marathon you run, your heart scars and you will die faster. If you think running a marathon is fitness, then you know NOTHING ABOUT HEALTH & FITNESS."
- Training 101
- Training 101
- Guest9338487
- Sr. Member
- Feb 2, 2014
- 529 posts
- 608 upvotes
- Toronto
Did anyone else get this crazy thing where you have to go verify yourself at a Canada Post location to finish the application?
- nivek_k2020
- Deal Addict
- Feb 14, 2010
- 1353 posts
- 1220 upvotes
- The Great North
Which is the best cash back card for gas/grocery without annual fees?
- coolintheshade
- Deal Guru
- Aug 24, 2016
- 11664 posts
- 14020 upvotes
- Win-ter-peg
- consumerPI
- Deal Fanatic
- Dec 31, 2001
- 8234 posts
- 627 upvotes
- Toronto
Hi, what card do you recommend for non-restaurant purchases? I miss my AMEX 2% everything card from a few years ago.
- canucks4life
- Deal Addict
- Jul 16, 2012
- 1943 posts
- 1505 upvotes
- Vancouver, BC Canada
Amex still has simply preferred cash back 2% on everything but there is $99 annual fee.consumerPI wrote: ↑ Hi, what card do you recommend for non-restaurant purchases? I miss my AMEX 2% everything card from a few years ago.
I recently signed up for BMO cash back Mastercard 4% back on everything first 4 months then 1% not too shabby but for a no fee card.
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