Still reporting missed payments??
Hi all. I am new here and enjoy reading the different threads. I was hoping that someone can help me out here. I filed for a consumer proposal 2 years ago. I successfully paid it off early, back in June of this year. I have my papers, certificate, etc.. that prove this. Now I have noticed that my credit score has been going up slowly, but still fluctuates, even though I have only 1 credit card and use it, as well as pay it off every month. Checking my credit report I have noticed that 1 of my previous creditors, Canadian Tire, keep reporting every month that I am late with a payment, even though the account is closed and they were part of my proposal. Checking other creditors and what I notice is that they all stopped reporting late payments as soon as my proposal was filed/accepted.
My question is what or how do I proceed to have Canadian Tire stop, and possibly have the back months removed? I know that this is affecting my score because part of my credit score tells me that I have X amount of missed payments. Can anyone shed some light as to what to do?
My question is what or how do I proceed to have Canadian Tire stop, and possibly have the back months removed? I know that this is affecting my score because part of my credit score tells me that I have X amount of missed payments. Can anyone shed some light as to what to do?