Switching to PC Financial Questions
1) Is the main difference between the chequing and savings the free daily banking vs. interest rate? I don't use my debit card much but I will use this account to link up other accounts to pay bills and it will receive my work direct deposits to this account. The Savings Account has the higher interest rate so I'd like to keep my money in there but I want to be not be charged for moving money around. So if that's the case then I'd sign up for the chequing account.
2) I see there are the PC Points sign-up bonuses for opening an account - are there any other promotions going on? Like are there any referral bonuses for existing PC Financial customers.
3) I know there are PC Pavillions at places like Loblaws. Do they actually help with banking stuff if I need to see someone in person or are they there to just sign-up and close accounts?
4) Can I actually make cash deposits and withdrawals from ANY CIBC ATM and not be charged?
Thanks to anyone who can help me. . .