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  • RRSP & Home Buyer Plan - 90 Day RRSP Wait prior to withdrawal question

    I have a question regarding the requirement to have funds in an RRSP for 90 days prior to being allowed to utilize the funds to purchase your first home. Say you have $25k in RRSP funds already (in stocks) which is over 90 days old. Can you add an additional $25k (in cash) and use the amount immedia...

    • bender2k
    • Sep 12th, 2017 12:08 am
    • Forum: Real Estate

  • First time home buyer?

    Hi all, I am looking to purchase a home in the GTA around June 2018. I am looking to buy a detached house perhaps in the pickering/whitby area, and would like to have a better understanding of what I need to do/what I need to know to achieve my goal. I'm 26 years old, never bought any property and m...

    • DavidKR
    • Sep 7th, 2017 12:18 am
    • Forum: Real Estate

  • Thousands of Refugees from US could inflate the GTA home prices ?

    http://www.cbc.ca/news/business/refugees-trump-economics-canada-1.4262471As they are refugees from us, ,my assumption is some of them are able to afford at least a condo.What you guys think, wait for the market to bottom out or buy?

  • Anyone built a new home recently in Calgary?

    How could you negotiate the price or if you can get any upgrade credit/allowance ?Looks like it's hard for the price, but how should you ask any upgrades credit? Talked with the builder but didn't get any positive sign.Thanks

    • moonj86
    • Aug 19th, 2017 11:43 pm
    • Forum: Real Estate

  • Need some advice - Will sell home but what to do with my money?

    Hey guys, I need some advice from you experts. I'm in the process of selling my condo, once I sell it I will continue to look for a townhouse as we are planning to upgrade and I haven't found anything I liked yet. I will be receiving the money sold from my condo, but what should I do from there? I'm...

  • Do I quality for the First Home Buyer Grants

    We own a home overseas. Do we still qualify for the First Home Buyer's Grant when we buy our first home in Ontario?

  • Airbnb for home owners

    If anyone is looking to make some extra money to help cover their housing costs I just started renting out extra rooms in my house in the suburbs a couple months ago and made enough in July to cover all housing expenses! Great option to supplement income and if you don't like it you can stop the nex...

    • rjg4235
    • Jul 20th, 2017 8:43 pm
    • Forum: Real Estate

  • CMHC second home question

    I currently have a duplex that we live in one unit of. It is CMHC insured and we own about 10-15% of the property depending on current valuation. We are now looking to buy a home for ourselves while keeping the duplex and renting it out. Can we get a CMHC mortgage on this new house we want? I am fee...

    • armadylan
    • Jul 13th, 2017 10:10 pm
    • Forum: Real Estate

  • Travel allowance from my corporation... should I take it?

    Hi , I am Incorporated . I am only employee of my corporation. My accountant is saying, I am eligible for a reasonable car allowance based upon per km. Question I have is - Should I be doing it? I only drive from home to work and back. There is no need for me to drive from my work location to anothe...

    • CocoJambo
    • Jul 9th, 2017 6:01 pm
    • Forum: Personal Finance

  • Rental Property: eligible for first-time home buyer credits?

    I'm a first-time home buyer, thinking about buying a new build house which I want to rent out. However, I notice that most of the credits require that the house be a primary residence. If that's the case, I have no problem moving in myself first and then moving out after a certain amount of time. I'...

    • jk9088
    • Jul 6th, 2017 11:04 am
    • Forum: Real Estate

  • Selling Home to Family - Advice

    Hi all, I currently own a home with my sister, but have moved out to another home. My sister's live in girl friend (5 years) is interested in buying into the home, curious what are my options to sell the home? 1. Can I sell it privately to him and have his name added to the title and mortgage? 2. Do...

    • CuriousGe
    • Jul 5th, 2017 10:55 am
    • Forum: Real Estate

  • Home inspectors for the sauble beach area

    Purchasing a cottage privately. Looking for recommendations re: a home inspector. Looking for someone who can also test for asbestos/uffi/mould as well. Cottage is about 60 years old Thanks in advance!!

    • g18
    • Jun 25th, 2017 9:50 am
    • Forum: Real Estate

  • Can I access any home equity?

    Not a 100 percent real scenario but could happen. Say I have a home purchased 2 years ago for 788k and price is the same now, have about a 100k equity so mortgage is 688k. If I get an opportunity to move to another province and i want to keep this home as a rental and access some of that 100k equity...

    • abc123yyz
    • Jun 22nd, 2017 2:40 pm
    • Forum: Real Estate

  • Good news: Buffett’s Berkshire Hathaway comes to Home Capital's rescue

    https://www.theglobeandmail.com/report-on-business/berkshire-hathaway-home-capital/article35418133/ Warren Buffett is coming to the rescue of Home Capital Group Inc. One of the world’s most famous investors is backing the Toronto-based mortgage company in a financing deal that is designed to shore u...

    • neilsmith43
    • Jun 22nd, 2017 8:19 am
    • Forum: Real Estate

  • Garth Turner is flipping a home in Caledon

    Can anyone verify this?https://themash.ca/realestategossip/2017/6/real-estate-doomsdayer-garth-turner-lists-caledon-property

    • FIVE34
    • Jun 20th, 2017 6:10 pm
    • Forum: Real Estate

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