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  • Does paying off car loan early save interest?

    Are all loans in Canada based off simple interest? If you have a 36 month loan at 3.49% on say $50,000 and at the end your cost of borrowing is $4,000. Could this loan be paid off early and in turn bring that $4.000 down? Or is there some ...

    • CoolDudeClan
    • Nov 13th, 2018 2:53 am
    • Forum: Personal Finance

  • Student Loan Pay Off

    I have about 9000.00 to pay off for student loan and currently paying prime + 2% ..I could take all of my savings and get rid of this debt but I am looking at options and at this point paying over 6% interest seems crazy right now! I am ...

    • tdaniels
    • Oct 28th, 2018 8:54 am
    • Forum: Personal Finance

  • Remove Collection Debt Off of Credit Report

    ... an old debt of $1600 that has been sent to collections. We got it down to paying $900 instead, and when I asked the lady to ensure that it comes off of my credit report, she said that they can only do that if I pay the full debt. I have no problem paying the full debt, but of course I rather ...

    • brownshoes
    • Oct 27th, 2018 1:41 pm
    • Forum: Personal Finance

  • Best strategy for me to pay off my credit cards?

    ... or similar card where the interest will stay low even after 6 to 12 month introductory rate. According to basic math, I should be able to pay it off completely within 10-12 months. I am not very savvy financially so wondering what are my best options.

    • abybiggs
    • Sep 29th, 2018 10:41 am
    • Forum: Personal Finance

  • Cooling off period

    Cooling off for new condo purchaseIF you signed all the documents and received them on say the 1st of the month, that means that you have to right to cancel by 11:59 on the 10th, correct? Meaning the 10 calander days, 11th day it firms up.

    • movefast
    • Sep 18th, 2018 11:25 pm
    • Forum: Real Estate

  • Is it worth it to pay off my principal property by using my investment property equity?

    Hi there, I am contemplating paying off my principal property with my investment property (effectively moving the debt from principal to investment) Is there any advantage to this? Would I be able to write off the tax on the investment prop ...

    • VTECMAN
    • Sep 14th, 2018 12:00 pm
    • Forum: Real Estate

  • What to do when I pay off mortgage

    Hi , I am living in Toronto, My house is under my name and my spouse, it is mortgage free, now I want remove my name from the title, leave my spouse name only, does anyone know how I can do it ? Do I have to hire a lawyer to do so?Thanks in advance.

    • newmbr
    • Sep 10th, 2018 9:28 pm
    • Forum: Real Estate

  • Pay off mortgage balance - best solution with least penalty

    ... Balance: $606,000 Payment frequency: Bi-weekly Interest rate: 2.59% (5-year fixed) Maturity date: May 28, 2020 Questions: 1) If I am able to pay off my mortgage balance in full today, what would be the penalty cost if I were to do this? 2) If I wait until the maturity date, can I pay off the ...

    • kingtosh82
    • Aug 23rd, 2018 7:24 pm
    • Forum: Real Estate

  • Saudi Arabia sells off Canadian assets (equities, bonds and cash holdings “no matter the cost”)

    The Saudi central bank and state pension funds have instructed their overseas asset managers to dispose of their Canadian equities, bonds and cash holdings “no matter the cost”, two people with direct knowledge of the orders said. from https://www.ft.com/content/b33505ba-9aff-11e8-9702-5946bae86e6d

    • tk1000
    • Aug 8th, 2018 10:06 am
    • Forum: Investing

  • Expiring debt or paying off settlement?

    ... debt that started as $550 expiring in March which has in the mean time ballooned to $1200 with the collection agency. They recently sent an offer to settle for $750. Now which option would affect my credit rating more in the long run; letting it expire this spring or paying it off now? Will ...

  • Former NL Home Inspector Blowing Lid Off Unregulated Industry and Realtor Influence

    ... (CAHPI) all because he wanted to ensure he provided the best service. He soon found out that doing a thorough inspection did not always pay off. In one instance, he had a realtor yell at him on the phone because Noble said a roof needed to be re-shingled. “He was getting mad at me and saying ...

    • skeet50
    • Jul 4th, 2018 8:06 am
    • Forum: Real Estate

  • Has anybody had stuff just vanish off your credit report?

    My Fido account has vanished off both TU and EF reports, happened sometime in the last week.The account is closed, but only for about 2 years. It was open from 2004-2016. Obviously it should still show up.Not that it really matters much... but but curious if it's happened to anyone else?

    • Alex383
    • Jun 20th, 2018 4:04 pm
    • Forum: Personal Finance

  • Penalty for paying off 0% auto loan?

    I want to pay off a 0% auto loan to free up TDS/GDS to buy a home, but they (big Canadian bank) appear to charge $30.74 to pay off the loan. Is this normal? What's the reason? Wouldn't they want their money back sooner rather than ...

    • DKaz
    • Jun 6th, 2018 11:21 pm
    • Forum: Personal Finance

  • Pay off rental property mortgage or invest in non-registered account?

    ... rate. Rental House is in a decent area in Toronto value of one million it was purchased for much less some time ago . Prinary residence is paid off. Or would you invest the 55k in non registered account into horizons Nasdaq , s and p , European and Canadian ETF s. Time frame to invest 20 years ...

    • Shaun80
    • Jun 6th, 2018 3:12 pm
    • Forum: Personal Finance

  • Writing off electricity instead of gas with electric car

    Anyone have a suggestion on how to keep an accurate account of how much electricity an electric car uses and how to properly write it off instead of gasoline?

    • benjicash
    • Jun 5th, 2018 7:46 pm
    • Forum: Personal Finance

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