Trending Credit Cards Discussion Tags

credit card

I have an unnecessary retail credit card sitting around that hasn't been used in a long time and I have no plans to do so. Closing a credit card could impact your credit score negatively, what should I do? TIA.

mastercard

BMO No Annual Fee or World Elite Cashback Mastercard Cashback (4% CB first 4 mths upto $125). World Elite Includes Roadside assist, 8 Day Travel / Medical Insurance, Double Warranty (upto 2yrs) and regular 1.75% Cashback. https://www.bmo.com/main/personal/credit-cards/bmo-cashback-mastercard ...

visa

I applied CIBC Aerogold visa for business last year to get the bonus aeroplan points. And I get to use it as well since I am ok with the return of aeroplan point. Now I forget to cancel it on time and have just been billed a $180 annual fee, does any one know if I cancel it in a few days, does the a...

cibc

Get 4% cash back on all your spending up to $5,000◊ Over your first 6 statements◊. Plus, get a first-year annual fee rebate‡. Offer applies to new cardholders. https://www.cibc.com/m/visa/dividend-vi ... -card.html

amex

From a brochure I got, It said Standard $99 membership is included and I along with guests have to pay $27. I called today and they kept saying it is free and I only have to pay for guests. Tried to even tell them to go to the website and they kept insisting their system says otherwise and It is com...

credit cards

Until today, all the counterfeit credit cards that I've seen passed have been ones without chips. It was easy to spot them considering the majority of customers (99%) have cards with chips in them. Today I came across my first credit card with a chip in it. Of course, the customer pretended to inser...

credit

Seems to be quite a few deals if you own the card. Any issues at all? I remember my sister having it a while ago and there was some unknown charges authorized by HBC, so I'm weary of it

for

I've had a few of my cards inactive for a few years now and none have been canceled yet. I find this a bit strange and actually kind of wanted them to close them on their own. This hasn't happened.... What are peoples experiences with banks closing CC for inactivity? State the card and the time it t...

american express

... of 6 months. I know some do it 3 months, but YMMV. Also, I also suggest holding the card at least 6 months (some say that's when it becomes R1 status in your Credit Report, which looks better than R0, but who knows) No Fee, or First Year FREE (FYF) = cancel before renewal https://icm.aexp-static.com/Internet/eforms/Internationalization/mgm/mgmer/images/CA_en/gold_charge.png ...

fyf

Anyone got FYF successfully? Remember someone says if we have another infinite card, RBC will give FYF, I called, CSR wont give me FYF. I have Scotia Momentum Infinite and Desjardins Oddyssay Gold Visa.

cashback

BMO No Annual Fee or World Elite Cashback Mastercard Cashback (4% CB first 4 mths upto $125). World Elite Includes Roadside assist, 8 Day Travel / Medical Insurance, Double Warranty (upto 2yrs) and regular 1.75% Cashback. https://www.bmo.com/main/personal/credit-cards/bmo-cashback-mastercard ...

capital one

... of unauthorized use on your Capital One account(s) but wanted to let you know about this situation as soon as possible. We believe that between 09-16-2016 and 12-15-2016 (mm-dd-yyyy), the fraudster had access to your Capital One account information, which may include your name, address, full or ...

cards

I have a Scene Visa Card and Debit Card... Earn those points.. What about airmiles/aeroplan.... Any others that give you points etc for spending? How do I get airmiles/aeroplan cards?

infinite

Anyone got FYF successfully? Remember someone says if we have another infinite card, RBC will give FYF, I called, CSR wont give me FYF. I have Scotia Momentum Infinite and Desjardins Oddyssay Gold Visa.

cash back

... Cash Back Mastercard: http://www.rbcroyalbank.com/credit-cards/cash-back-credit-cards/cash-back-mastercard/ 2% back on Grocery Stores and 0.5% - 1% back on everything else (under 6000 spent gives 0.5% and 1% back requires spending over 6000 which I don't) I also just switched my TD Platinum Reward ...

will

And by American credit card, I mean an actual US domiciled, US dollar card. Not a Canadian, USD card. So far I know of three: - Amex, but the people I want to pay regularly don't take Amex - TD, but only if you have a residential US address (I don't) - RBC, but they are hostile to business users. My...

aeroplan

TD Aeroplan 30K Bonus Get up to 30,000 Aeroplan Miles with the TD Aeroplan Visa Infinite* Card†. Offer ends June 14, 2017. promo code DOIS1 Eligibility Requirements: $60,000 annual personal income or $100,000 annual household income You are a Canadian resident You meet the age ...

td aeroplan

TD Aeroplan 30K Bonus Get up to 30,000 Aeroplan Miles with the TD Aeroplan Visa Infinite* Card†. Offer ends June 14, 2017. promo code DOIS1 Eligibility Requirements: $60,000 annual personal income or $100,000 annual household income You are a Canadian resident You meet the age ...

rbc

If you're taking advantage of RBC Mastercard's 0% BT with 2% fee, make sure you take a look at your statement, they charge interest on the 2% BT fee. I called them, first I was told it was accumulated interest from 2016, then I was transferred twice and finally someone did me a one time favor remove...

on

Until today, all the counterfeit credit cards that I've seen passed have been ones without chips. It was easy to spot them considering the majority of customers (99%) have cards with chips in them. Today I came across my first credit card with a chip in it. Of course, the customer pretended to inser...

now

Finally!! Just logged in to BMO to check on my MC and they now show pending charges. Great!

bmo

Finally!! Just logged in to BMO to check on my MC and they now show pending charges. Great!

gift card

... design (as of post last edited date): Visa https://s22.postimg.org/4riudkish/image.png (Card image thanks to EugW) MC http://s33.postimg.org/e81ag041b/Screenshot_1.png Application link: https://apply.mbna.ca/applicationform/generateApplicationForm.htm?src=DAAR92&locale=en_CA SPECIAL NOTE: SC ...

mbna

... So let's get started! MBNA application link (You get nothing! :D ): https://apply.mbna.ca/applicationform/generateApplicationForm.htm?src=CQOR01&locale=en_CA GCR ($60 CB): Google GCR Rate Supermarket ($0): https://www.ratesupermarket.ca/credit_cards/mbna_canada/mbna_platinum_plus_mastercard ...

smart cash

... So let's get started! MBNA application link (You get nothing! :D ): https://apply.mbna.ca/applicationform/generateApplicationForm.htm?src=CQOR01&locale=en_CA GCR ($60 CB): Google GCR Rate Supermarket ($0): https://www.ratesupermarket.ca/credit_cards/mbna_canada/mbna_platinum_plus_mastercard ...

amex canada

Updated 3/27/2016 NEW offer is the AMEX Business Platinum card - 75K AMEX MR via referral (vs. 50K non-referral) after $5000 spending, $399 annual fee, Priority Pass lounge access (still needs $27/entry) https://icm.aexp-static.com/Internet/eforms/Internationalization/mgm/mgmer/images/CA_en/business_plat.png ...

pc mastercard

How easy is the PC MasterCard to get approved for? I have decent credit, but I do have a mortgage payment, car loan, and line of credit.

amazon

Requirements: No annual fee No foreign currency exchange fees What other cards compete under these requirements, and why are they better than the Amazon Visa?

us credit card

Used to have a bank account in the US and its credit card (ie. issued by a US bank). I want to keep the USD credit card but want to close the bank account. How can I pay down my USD credit card balance from Canada or can't I?

travel insurance

I relied on my IHG Capital One card for our travel insurance (medical), but they recently cancelled the card so I'm looking for a credit card that includes insurance and is offering a FYF promo. Would prefer no Amex since a lot of stores around here don't accept it. Ideas?