Trending Personal Finance Discussion Tags

for

In case you missed this on the hot deals section. I have posted a link to it here [Simplii] $200 Intro Offer Simplii No Fee Account - RedFlagDeals.com Forums simplii-200-intro-offer-simplii-no-fee-account-2223327/

to

Hello, I'm looking to find a bank that has no transfer fees if I move my rrsp money from them to another institution. Does any institution offer this?

and

I get that banks need your DL number and SIN in their electronic records. I misplaced my bank card and was surprised that the clerk at the brank wrote down my DL number and Credit Card number on the piece of paper I had to sign. I asked her to mask both and communicated I was not OK with them being ...

rrsp

Hello, I'm looking to find a bank that has no transfer fees if I move my rrsp money from them to another institution. Does any institution offer this?

tax

Hello, Are any principal home renovation costs deductible for tax purposes in Ontario? Thanks

credit card

I want to accumulate some points in the card because there is a promotion, card will be paid pretty much immediately after the fact, the amount I want to send is significant, but not exorbitant . I have had a paypal account for several years now but don't want to do it there because my understanding...

the

I had my chequing account for some time now. When I opened it, I had ordered a booklet of cheques. After all the years past, I am coming to the end of my cheque book, down to the last 4 or 5 cheques before it's gone. I am in the process of ordering a NEW booklet from my bank. You know how the cheque...

tfsa

Hi All, I have contributed relegiously to TFSA to the total allowable contributions through Questrade. I have made some profits on my investments. I need to pull out the profits to meet some expenses. Please can you advice how to do it and how this affect my tax liability. Thanks.

credit

... as I'm self-employed. However, I'm attempting to qualify for a mortgage in the next two years. I'll have a sizable downpayment (30% or so on a $175k property) but still need an acceptable credit score to get in with the lender I've selected. I just started this process. The only unsecured card ...

from

I had my chequing account for some time now. When I opened it, I had ordered a booklet of cheques. After all the years past, I am coming to the end of my cheque book, down to the last 4 or 5 cheques before it's gone. I am in the process of ordering a NEW booklet from my bank. You know how the cheque...

question

My co-worker banks with RBC and requested a payment from me. He doesn't know the e-mail attached to his RBC account. But, RBC appeared to have generated a really long email address, which looks to be anonymised, which is visible to me. In the future, can I send payments to him, using that long, gene...

personal income tax

... income tax brackets and eliminate Ontario’s personal income surtax. Under current rules, a person earning $95,000 in Ontario pays $6,946 or 7.31% in taxes. Under the simplified brackets, they’d pay $7,114 or 7.49%, an increase of $168 a year. The changes would come into effect July 1 and impact ...

tangerine

Pretty good deal for USD. And USD savings account now pays 0.6% interest. Pathetic but better than the 0.25% it was paying for ages.

cra

Hello, I just got a letter from the CRA saying that I owe $5,000 from my 2017 assessment. I checked my CRA login and it appears I put that money in my 2018 instalment account instead and I have $10,000 in my instalment account. Is there a way I can transfer $5,000 from my 2018 instalment account to ...

on

I've been using credit cards only ever since I've been reading and watching the articles about personal finance. I haven't seen one article recommending people to use debit cards rather than credit cards. But then today I've found out that the laundry card reloader in my apartment building charges 8...

bank

Hello, I'm looking to find a bank that has no transfer fees if I move my rrsp money from them to another institution. Does any institution offer this?

in

Looks like the days are numbered for the famous Beacon Credit Score in Canada. There’s been much confusion and debates on whether a FICO Score is/was available in Canada. While Beacon is based on the Fico Score blueprint, it was never marketed in Canada as a Fico Score. The FICO® Score is the standa...

credit cards

Basically Credit Karma report shows I have 2 visa cards(rbc and scotia). one for 10K and another for 5K. Both apparently from around 2011. Maybe I had those, I don't remember,but I closed all of them and don't own them nor receive any statements,etc. Both have zero balance of course. What do I do? S...

pc financial

Anyone know if the cheque with the PC financial logo is still valid? I have a whole unused cheque book from 10 years ago

taxes

Hi, hoping you can please help me. I have worked as resident superintendent for over 30 yrs, and still at same job. I was asked by my employer if I would like to make money on the side as supervisor and over looking renovations in our highrise condo building. Taxes would be separate than my paycheck...

mortgage

I am planning to move my Home mortgage from RBC (after 10 yrs) to First National Financial Corp. Anyone have good or bad experience with First National Financial?? Thx.

best

Hey all, Can anyone please advise the best deal for HELOC rate currently? Would like to apply for HELOC,but have no idea about market rates now. Thanks

cibc

Has anyone received a CIBC Visa balance transfer offer recently - 10 months to May 2019, 0% with a 2% transfer fee? I'm going to pay off my current balance on that Visa card before I write a few balance transfer checks so that the whole balance on that card ...

money

Anyone have problem receiving email money transfer with EQ Bank over the long weekend? It is horrible. I cannot deposit it into another bank and it still doesn't work up to this moment.

account

Hello, I just got a letter from the CRA saying that I owe $5,000 from my 2017 assessment. I checked my CRA login and it appears I put that money in my 2018 instalment account instead and I have $10,000 in my instalment account. Is there a way I can transfer $5,000 from my 2018 instalment account to ...

how

I believe every month you need to pay certain amount to your local trustee, how much is that usually? I am in Ontario

rbc

My co-worker banks with RBC and requested a payment from me. He doesn't know the e-mail attached to his RBC account. But, RBC appeared to have generated a really long email address, which looks to be anonymised, which is visible to me. In the future, can I send payments to him, using that long, gene...

fraud

... Basically, it's a note that says "this person is a victim of fraud, before extending a credit application to them make sure to call them at 416...". Now, I want to apply for an MBNA credit card online. I don't want to do it on the phone in order to get GCR rebate of $60. I just called MBNA ...

credit score

Sorry if this was asked before I searched and was unable to find the answer What's the best site or source to check your credit and does checking your credit affect your credit? I read that if you personally check it, it's considered a soft check and this does not affect the score... I am curious wh...

debt

Hey I'm here to ask for personal finance advise. I recently graduated from university, I had my own business as well for several years. While trying to do both, I ended up focusing very little on the business and wasn't very profitable. I put a ton of debt on my credit card because of that. The good...