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for

Hi, Does anyone know what is consider good rate for second mortgage now? Given 35% down and purchase price 1000k. Thanks

the

Does anyone have experience with home insurance from the co-operators? I received a quote and they seem relatively cheap. Does anyone agree/disagree? But what counts is how are they are when you need to claim. Experiences would be appreciated.

and

just a got an email from mattamy for houses or condos in arizona-florida - anyone ever considered moving there... also plan to email them..guessing it would be in american dolllars and would have to have all money up front as really cant take a mortgage as its out of the country.. thaoughts thanks

house

http://www.theprovince.com/news/local+news/house+buyer+beware+landmark+court+ruling+will+shake+real/13187081/story.html DOUGLAS TODD (Vancouver Sun) Published: March 24, 2017 Updated: March 24, 2017 9:07 PM A B.C. Supreme Court ruling will send shock waves through the arm of the Canadian real-estate...

condo

We are embarking on selling our rental condo on our own. Having purchased this condo few years back ourselves without an agent (the seller had an agent), want to go this route in this crazy GTA market. We need to save every bit to be able to buy a home down the line for ourselves to live in. Does an...

mortgage

Can someone explain the impact of using rental income for a first time home buyer? If I purchase a 2 apt home and live in the main unit, can I use the income from the 2nd unit on my application? Typical rates in my area are approximately $900 for a new 2 bedroom basement apartment. How do lenders se...

home

How drastic can the difference be ? Do people get stuck paying out of pocket 50-100k in a bidding war without conditions??

real estate

I heard that vancouver is the silicon valley of canada. Is that why Vancouver's housing is the same as San Francisco because of it's high paying jobs?

rent

Hi I currently have a tenant that's not paying his rent Everytime I asked, he says he will pay by a certain date but never does. I give him an extra day or 2 before I ask and the cycle repeats. His last rent was due Feb 15...what can I do? His 1 year ends in a few months.

question

Hi everybody, I'm looking into investing some of my money into a pre-construction home, and then flipping it before closing date as an assignment. I understand that the profit will be taxed, either as capital gain or business income, and most likely in this scenario, it will be as a business income....

on

TD just offer me HELOC on its own, when I go in and ask for a mortgage. my LTV ratio is less than 50%, is that the reason they can offer me HELOC without doing mortgage first? what is the good and bad for HELOC compare to mortgage.

what

renting out a locker in Toronto. someone messaged me asking if they could store stuff in the locker while they're away from the country. they don't own a unit in my building though. seems fishy to me, what could possibly go wrong? i could ask for money up front + deposit just incase they leave it th...

property

... how much we can get (spoke to a few credit unions and one representative told me to get as big a HELOC I can get since that can be open for a good 10-20 years). We are not even in Joshua Creek (considered prime) or Bronte Creek (maybe also up and coming). To my surprise, the new listing prices ...

buying

Are there any factors to be aware of when buying a property from an exclusive listing? Obvious that agent earns more and may push sale harder. But why would a seller go this route as I imagine it gets less exposure. What should buyer be aware of?

can

We are going to buy a house, my wife will help her family to buy another house? For our house I only have my name on title and mortgage. I went to TD for mortgage application, but TD mortgage advisory said my case is very complicated. I should put my wife on the title and mortgage as well? And this ...

tax

losers have to buy the winners a starbucks latte

toronto

... season here in the GTA... February gains caught everyone really off guard... What will happen in March??? Comment in this thread and guess. Rules: 1) 1 Vote per person 2) The % must be EXACTLY (no need for decimal...if the result is a decimal we will either round up or down) what is reported as ...

new

... how much we can get (spoke to a few credit unions and one representative told me to get as big a HELOC I can get since that can be open for a good 10-20 years). We are not even in Joshua Creek (considered prime) or Bronte Creek (maybe also up and coming). To my surprise, the new listing prices ...

from

... tenant has been there for 3 years and really wants to stay. I am reconsidering right now. If I keep him then I will have rental income from day 1 and don't need to worry about doing another listing. I will not just assume the current contract though. My plan is to do all the reference and credit ...

you

Hi! So I'm in the process of looking for a tenant to rent my condo since I will be moving to my new house around May 1st. It will be my 1st time renting which is why I coming here to ask you guys some advice. So this girl visited my condo about a week ago. She appeared like good ...

gta

Amazing report by realosophy brokerage, the author used 5 years of MLS sold data, then checked % of properties that were rented out after. Conclusion? Speculators are responsible for 17-40% of all sales, over the last 5 years. (depending on area). Even worse he estimates 95% are losing money on a ca...

how

Hi! So I'm in the process of looking for a tenant to rent my condo since I will be moving to my new house around May 1st. It will be my 1st time renting which is why I coming here to ask you guys some advice. So this girl visited my condo about a week ago. She appeared like good ...

heloc

TD just offer me HELOC on its own, when I go in and ask for a mortgage. my LTV ratio is less than 50%, is that the reason they can offer me HELOC without doing mortgage first? what is the good and bad for HELOC compare to mortgage.

rental

Hi all, My partner and I are planning a move to the Kelowna area this summer as she got a job offer out there (we're currently in Alberta). We've been looking for rentals out there, but they are very limited. I am guessing the Vancouver effect is pushy east? (Fairly out of the real estate loop in BC...

this

So.. my friend has this idea. He wants to rent in a nice place and also flip houses. He is saying that he will be able to flip at least 1 or 2 houses a year and it will cover the cost of his living expenses for renting. Isn't there a lot of fees involved in doing this.. is it smart for him ...

how to

Bought a pre construction condo in 2012, Occupancy in 2014, title transferred 2015. Builder paid $0 towards property taxes for 2014 or 2015. To add insult to injury, builder's lawyer claimed a credit "2015 full taxes paid" and credited me for the portion that the title was in builder's name. In esse...

should

Should I pay the entire amount for the new smaller place in cash flat out, or should I pay down most and mortgage the rest? Either way I will still have money left over. What would be a safe way to invest it? Should I maybe put money down on another unit and rent that out or hope for the market crus...

get

Should I pay the entire amount for the new smaller place in cash flat out, or should I pay down most and mortgage the rest? Either way I will still have money left over. What would be a safe way to invest it? Should I maybe put money down on another unit and rent that out or hope for the market crus...

landlord

... was provided. The tenant application form doesn't have a letterhead either. All I've got is that person's cell phone number and email address. Qs. 1. How should I go about confirming the one who will sign the rental agreement with me is indeed the owner of the property? 2. Can the agent sign the ...

rental property

HI, I am wondering after getting HST rebate back from CRA for New Residential Rental property, do we have to pay TAx on that? I will appreciate for answer . Thanks