I just called to try and get a promo rate for my entire balance. I was told that I can get 2.5% on the entire balance of my savings accounts only, but the 2.5% promotion would NOT include money in my tax free savings account.Exp315 wrote: ↑Feb 7th, 2018 10:12 amThere are several huge threads about the ongoing Tangerine interest rate deals. They send out targeted "new deposits" offers like this quite frequently, but you don't necessarily need to receive the offer to qualify - you can call in and ask for it (YMMV). A lot of people move their money out of their Tangerine savings account just before the new round of offers every 3 months so that it can qualify as new money, then call in and get the offer, and move it back. But some of us don't even bother doing that - we just call in and tell Tangerine that we'll move our money out to a higher-interest account elsewhere if we don't get their latest offer, and they extend the offer anyway on existing money without needing to move it around. This is all YMMV, so read the other threads and brief yourself on the right things to say before calling in. The Tangerine agents seem to have a set of specific criteria, and they usually have to consult someone before extending the offer if you weren't targeted. The criteria seem to include your account balance, your account history, and you referencing a specific competitor offering a higher interest rate.
When you called to get a promo rate for the entire balance, does the promotion include money in your TFSA? That's actually pretty important for me because that's the only money I don't want to move in and out when a promotion period ends.