Personal Finance

Tangerine 3 months 2.5% and 3% Expiring - any new offer

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  • Aug 4th, 2017 2:40 pm
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Jan 7, 2002
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psyko514 wrote:
Mar 10th, 2017 9:27 am
OK, and the current promo cycle should be ending at the end of this month?
Yes. Make sure the account is drained by the end of March. Then during the first week of April wait for the e-mail and/or login to your TING account and/or monitor this thread. If you still haven't got an offer by April 10th then phone TING and ask what they can do for you.
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psyko514 wrote:
Mar 10th, 2017 9:27 am
OK, and the current promo cycle should be ending at the end of this month? I'm currently not receiving any promo rate and the account is new (opened in August) so I'm not sure how it works. Thanks.
The promo cycle ends whenever your current promo ends :)
Though I think most people's promos (including mine) go until the end of March.
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If a TING promo ends on 3/31, when are you supposed to initiate the withdrawl from EQ to pull money from TING as I understand the pull take a day or 2 to process? If my money is still in TING after 3/31 TING wouldn't consider those funds as new money when I push it back during the next promo.
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rfdmember wrote:
Mar 10th, 2017 10:07 am
If a TING promo ends on 3/31, when are you supposed to initiate the withdrawl from EQ to pull money from TING as I understand the pull take a day or 2 to process?
I would do it 3 business days before month-end. It shouldn't take 3 days, but just to be sure.
If my money is still in TING after 3/31 TING wouldn't consider those funds as new money when I push it back during the next promo.
Probably April 1st, but this year that's on a Saturday. So I'd aim for March 31st.
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bylo wrote:
Mar 10th, 2017 10:59 am
I would do it 3 business days before month-end. It shouldn't take 3 days, but just to be sure.


Probably April 1st, but this year that's on a Saturday. So I'd aim for March 31st.
So my current offer expires the 18th.
So if I move money to the tangerine chequing acct before this date I may get new offer?

If I don't get an offer should I call in and ask for one? Especially if they see that my money is still sitting in the chequing account.
Or is It better to move money completely from tangerine before calling?

TIA
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Jucius Maximus wrote:
Mar 10th, 2017 9:45 am
The promo cycle ends whenever your current promo ends :)
Though I think most people's promos (including mine) go until the end of March.
You are talking about a personal promo.

*The* promo cycle runs once a quarter and seems to be the 4th or 5th day into the quarter. e.g. Jan 4, Apr 4, ...
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Sep 5, 2010
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I was on a 3-month 1.6% , expiring in a few days. Called them earlier this week and all they were able to offer was to renew the existing offer for another 3 months. I wasn't too thrilled.

I was doing some work on my PC this morning so I decided to chat with a rep about this through their website. This time I got a better offer: 2% for the next 3 months which I accepted.
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Sep 5, 2010
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I had another offer from CIBC which is expiring soon: 1.75% for 3 months.

Called them today and they couldn't offer much. They would put my money (currently in a non-TFSA saving account) into a GIC saving account paying 0.9% which I refused of course.

I know this thread is dedicated to Tangerine. But anyone banking with CIBC and taking advantage of this 3-month promo of 1.75%? Did you call them yet to try and extend it?
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Woodbridge905 wrote:
Mar 11th, 2017 3:36 pm
I had another offer from CIBC which is expiring soon: 1.75% for 3 months.

Called them today and they couldn't offer much. They would put my money (currently in a non-TFSA saving account) into a GIC saving account paying 0.9% which I refused of course.

I know this thread is dedicated to Tangerine. But anyone banking with CIBC and taking advantage of this 3-month promo of 1.75%? Did you call them yet to try and extend it?
Just curious, but why do you waste your time fiddling with something like CIBC when you can get 1.95-2.00% with the easily available alternatives without having to beg/grovel in order to get a fair return on your savings ?
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parclub wrote:
Mar 11th, 2017 4:57 pm
Just curious, but why do you waste your time fiddling with something like CIBC when you can get 1.95-2.00% with the easily available alternatives without having to beg/grovel in order to get a fair return on your savings ?
I don't know him, but I see a lot of people (maybe retired or whatever) that loves to call Banks every day and speak to different CSR's.
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parclub wrote:
Mar 11th, 2017 4:57 pm
Just curious, but why do you waste your time fiddling with something like CIBC when you can get 1.95-2.00% with the easily available alternatives without having to beg/grovel in order to get a fair return on your savings ?
Good question and it is a long story really as to why I have some money at CIBC when I could move them to others with better saving rates. And that is exactly what I will if they don't extend my rate.
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Jucius Maximus wrote:
Mar 10th, 2017 9:17 am
Just make sure you move all of the money out of savings slightly before the end of the current promo. It can even be in your Tangerine chequing.
If you get a new offer, they will send an e-mail and also it will appear when you log in to Tangerine.
wra45mon wrote:
Mar 10th, 2017 11:46 am
So my current offer expires the 18th.
So if I move money to the tangerine chequing acct before this date I may get new offer?

If I don't get an offer should I call in and ask for one? Especially if they see that my money is still sitting in the chequing account.
Or is It better to move money completely from tangerine before calling?

TIAw
Not saying that I don't believe it, but can we get some sort of clarification that someone has done this? Moved all of their money out of Tangerine's savings into Tangerine Chequing, received the new quarterly offer, moved the money back in and it qualified? This would save an awful lot of time from having to transfer everything to another financial institution and back.
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Nov 12, 2014
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Frankie3s wrote:
Mar 14th, 2017 5:59 pm
Not saying that I don't believe it, but can we get some sort of clarification that someone has done this? Moved all of their money out of Tangerine's savings into Tangerine Chequing, received the new quarterly offer, moved the money back in and it qualified? This would save an awful lot of time from having to transfer everything to another financial institution and back.
I did it in December and it worked. Moved my money before the end of December and moved it back when I had the new offer on January 5th or so. The only risk is there's no guarantee you'll get a special offer (even if you call).
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Frankie3s wrote:
Mar 14th, 2017 5:59 pm
Not saying that I don't believe it, but can we get some sort of clarification that someone has done this? Moved all of their money out of Tangerine's savings into Tangerine Chequing, received the new quarterly offer, moved the money back in and it qualified? This would save an awful lot of time from having to transfer everything to another financial institution and back.
Corfius wrote:
Mar 14th, 2017 6:04 pm
I did it in December and it worked. Moved my money before the end of December and moved it back when I had the new offer on January 5th or so. The only risk is there's no guarantee you'll get a special offer (even if you call).
Indeed. But IMO it is better to move the money out into some other high interest account because you don't know if/when another offer from Tangerine will come.
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Corfius wrote:
Mar 14th, 2017 6:04 pm
I did it in December and it worked. Moved my money before the end of December and moved it back when I had the new offer on January 5th or so. The only risk is there's no guarantee you'll get a special offer (even if you call).
Did the same thing, but ended up with a 1.6% offer. Kept my money at EQ

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